Analysis
A mathematics bachelor's degree faces real headwinds in New York, where peer programs suggest first-year earnings around $45,880—notably below the national median of $48,772. The estimated debt load of $21,697 translates to a manageable 0.47 debt-to-earnings ratio, meaning half a year's salary covers what you borrowed. That's reasonable by most standards, though the earnings themselves tell a more complicated story.
The challenge here isn't the debt—it's what mathematics graduates can command in a state where top programs produce dramatically different outcomes. Cornell mathematics graduates earn $87,000 in their first year; comparable New York programs cluster around $46,000. Without actual outcome data from St. Thomas Aquinas specifically, you're relying on state averages that may or may not reflect this particular program's placement strength or curriculum focus. An 82% admission rate suggests you're not competing with the engineering-pipeline schools that feed Wall Street and tech, which matters when mathematics can lead to wildly different career paths.
The debt is modest enough that you won't be crushed if your child ends up teaching or in a lower-paying analyst role. But if they're serious about mathematics as a career—not just as preparation for graduate school—understanding where St. Thomas Aquinas graduates actually land becomes critical. The state medians suggest adequate but unspectacular outcomes, and without program-specific data, you're betting on averages that hide considerable variation.
Where St. Thomas Aquinas College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,720 | $45,880* | — | $21,697* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Thomas Aquinas College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.