Analysis
An economics degree from St. Thomas University comes with an estimated debt load of $26,000—higher than both the Florida median ($21,500) and the national median ($22,816) for economics programs. When stacked against estimated first-year earnings of around $47,300 (based on comparable Florida programs), that produces a debt-to-earnings ratio of 0.55, meaning graduates would owe roughly half their first year's salary. This isn't catastrophic, but it's also not the financial cushion many parents hope for from an economics degree.
The earnings picture itself is ambiguous. Similar economics programs across Florida cluster tightly around $47,000-$48,000 in first-year earnings, putting this estimate right in line with state norms but below the national median of $51,722. Florida's economics graduates generally earn less than their peers nationwide, and St. Thomas's open-admission model (99% acceptance rate) suggests it may serve students who face barriers at more selective institutions. That context matters when evaluating whether this program can deliver competitive outcomes.
The bottom line: You're looking at roughly median debt for above-median cost at a school where we simply don't have its own graduates' outcomes to evaluate. If your child is committed to economics and St. Thomas offers the support they need, the estimated numbers aren't alarming—but they also don't suggest this program will outperform similar options at Florida's public universities, where reported data shows comparable earnings with less debt.
Where St. Thomas University Stands
Earnings vs. debt across all economics bachelors's programs nationally
Compare to Similar Programs in Florida
Economics bachelors's programs at peer institutions in Florida (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,770 | $47,304* | — | $26,000* | — | |
| $33,424 | $54,284* | — | $27,000* | 0.50 | |
| $4,879 | $48,632* | $56,091 | $25,111* | 0.52 | |
| $6,368 | $47,743* | — | $25,750* | 0.54 | |
| $6,410 | $47,351* | $54,558 | $22,925* | 0.48 | |
| $6,118 | $47,344* | — | $12,754* | 0.27 | |
| National Median | — | $51,722* | — | $22,816* | 0.44 |
Career Paths
Occupations commonly associated with economics graduates
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Statisticians
Biostatisticians
Economics Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St. Thomas University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in FL. Actual outcomes may vary.