Analysis
A debt-to-earnings ratio of 0.43 suggests this accounting program could be manageable, though the figures come from national peer programs rather than State Fair's own graduates. Based on comparable associate's accounting programs nationwide, first-year earnings around $37,000 paired with roughly $16,000 in debt means graduates would owe less than half their annual incomeβa reasonable starting point for an entry-level credential.
Missouri's accounting job market appears somewhat softer than the national picture, with similar programs in the state typically producing earnings around $35,000. Ozarks Technical, the only Missouri program with reported data, shows outcomes right at that state median. This suggests State Fair's graduates likely earn closer to $35,000-37,000 rather than the $42,000+ that top-performing programs achieve nationally. The estimated debt here runs lower than both state and national medians, which helps offset potentially modest starting salaries.
For parents weighing this option, the fundamental question is whether their student plans to continue toward a bachelor's degree or enter the workforce immediately. Two-year accounting credentials typically lead to bookkeeping or accounts payable roles rather than CPA-track positions. If this is a stepping stone to a four-year degree, the manageable debt load makes sense. If it's the endpoint, recognize that career growth may require additional credentials down the road, and peer programs suggest modest but stable starting pay in Missouri's market.
Where State Fair Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Missouri
Accounting associates's programs at peer institutions in Missouri (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,104 | $37,001* | β | $15,979* | β | |
| $4,184 | $35,169* | $30,683 | $21,907* | 0.62 | |
| National Median | β | $37,000* | β | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At State Fair Community College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.