Median Earnings (1yr)
$37,940
58th percentile (60th in NY)
Median Debt
$28,150
4% above national median
Debt-to-Earnings
0.74
Manageable
Sample Size
34
Adequate data

Analysis

SUNY Cortland's Liberal Arts program hits a practical sweet spot: graduates earn slightly above both the national and New York state medians while managing debt that's actually below the national average. At $37,940 starting and $40,898 by year four, these graduates outpace 60% of similar programs in New Yorkβ€”a meaningful edge in a state with 87 competing options. The debt load of $28,150 translates to a manageable 0.74 debt-to-earnings ratio, meaning students typically owe less than a year's salary.

The modest 8% earnings growth over four years reflects the reality of liberal arts degrees in general rather than any particular weakness at Cortland. While top-tier private schools like Cornell and Union College nearly double these earnings, they also come with significantly higher price tags. For families weighing the SUNY system's affordability, Cortland delivers competitive outcomes without the debt burden that often accompanies liberal arts degrees at pricier institutions.

The straightforward takeaway: if your child is committed to studying liberal arts, Cortland offers a reasonable path with below-average debt and slightly above-average earnings. Just ensure they have a clear plan for translating this broad degree into employment, as the field rewards intentionality about career development.

Where State University of New York at Cortland Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

State University of New York at CortlandOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How State University of New York at Cortland graduates compare to all programs nationally

State University of New York at Cortland graduates earn $38k, placing them in the 58th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in New York (87 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
State University of New York at Cortland$37,940$40,898$28,1500.74
Molloy University$74,868β€”$31,0000.41
Excelsior University$52,429$53,480$11,8750.23
Mercy University$46,408β€”$33,6870.73
Cornell University$46,072β€”β€”β€”
Union College$45,516$48,667$24,5000.54
National Median$36,340β€”$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Molloy University
Rockville Centre
$37,840$74,868$31,000
Excelsior University
Albany
β€”$52,429$11,875
Mercy University
Dobbs Ferry
$22,106$46,408$33,687
Cornell University
Ithaca
$66,014$46,072β€”
Union College
Schenectady
$66,456$45,516$24,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At State University of New York at Cortland, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.