Median Earnings (1yr)
$32,451
5th percentile (25th in NY)
Median Debt
$25,000
16% above national median
Debt-to-Earnings
0.77
Manageable
Sample Size
18
Limited data

Analysis

The numbers here tell an unusual story, but the small sample size—fewer than 30 graduates—means they might not be reliable. That said, what's reported shows first-year earnings that lag behind both the New York state median ($45,880) and the national average ($48,772) by significant margins, landing this program in just the 5th percentile nationally.

The silver lining is dramatic earnings growth: graduates reportedly see their income nearly double by year four, reaching $63,953. That would put later-career earnings well above typical math majors. However, this trajectory is based on very limited data and could easily look different for future cohorts. At $25,000 in debt—slightly above state and national medians—the financial burden is manageable if those later earnings materialize, but the first-year struggle is real.

For parents considering SUNY Cortland's math program, the key question is whether your student has alternative opportunities. Top New York programs like Cornell or RPI produce graduates earning $80,000-$87,000 right out of the gate. Even mid-tier options significantly outpace Cortland's reported outcomes. If your child can access more competitive programs—or wants to pursue graduate study where program prestige matters—this might not be the strongest foundation. The small sample size makes it hard to know if anyone should bank on these specific numbers repeating.

Where State University of New York at Cortland Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

State University of New York at CortlandOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How State University of New York at Cortland graduates compare to all programs nationally

State University of New York at Cortland graduates earn $32k, placing them in the 5th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Mathematics bachelors's programs at peer institutions in New York (83 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
State University of New York at Cortland$32,451$63,953$25,0000.77
Cornell University$87,251$127,962$14,1460.16
Rensselaer Polytechnic Institute$80,196$100,012$24,2500.30
Fordham University$73,204—$26,9490.37
New York University$58,481$90,277$19,5000.33
St Lawrence University$58,047$68,144$25,0000.43
National Median$48,772—$21,5000.44

Other Mathematics Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Cornell University
Ithaca
$66,014$87,251$14,146
Rensselaer Polytechnic Institute
Troy
$61,884$80,196$24,250
Fordham University
Bronx
$61,992$73,204$26,949
New York University
New York
$60,438$58,481$19,500
St Lawrence University
Canton
$63,870$58,047$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At State University of New York at Cortland, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.