Analysis
For a bachelor's degree in mathematics, comparable programs in New York suggest first-year earnings around $45,880—squarely at the state median but trailing the national benchmark of $48,772. What's more revealing is the four-year figure: $48,976 shows virtually flat growth, suggesting graduates either settle into modest-paying roles or struggle to translate their math skills into higher-value positions. While elite New York programs like Cornell ($87,251) and RPI ($80,196) command significantly higher earnings, New Paltz appears positioned in the state's middle tier, where math degrees don't automatically unlock premium salaries.
The estimated debt of $19,450 offers some relief in this picture. With a debt-to-earnings ratio of 0.42, graduates from similar programs can typically manage their loans within a reasonable timeframe, especially compared to many liberal arts degrees. This is below both state and national debt medians for mathematics programs, which matters when early earnings remain modest. However, the near-stagnant earnings growth between years one and four raises questions about whether graduates are finding career paths that fully leverage their quantitative training.
The verdict: This appears to be a manageable investment rather than a standout opportunity. The debt burden won't be crushing, but parents shouldn't expect the kind of immediate earning power that top-tier New York math programs deliver. Success likely depends heavily on what students do with the degree—whether they pursue graduate study, pivot into data science or tech roles, or end up in teaching positions that cap earning potential.
Where State University of New York at New Paltz Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| State University of New York at New Paltz | — | $48,976 | — |
| Cornell University | $87,251 | $127,962 | +47% |
| Rensselaer Polytechnic Institute | $80,196 | $100,012 | +25% |
| New York University | $58,481 | $90,277 | +54% |
| Hamilton College | $53,698 | $79,932 | +49% |
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,524 | $45,880* | $48,976 | $19,450* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At State University of New York at New Paltz, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.