Median Earnings (1yr)
$50,439
36th percentile
40th percentile in New York
Median Debt
$21,500
14% below national median

Analysis

SUNY Oswego's accounting program lands squarely in the middle tier of New York options, with first-year earnings of $50,439 trailing both the state median ($51,525) and national median ($53,694). At the 40th percentile statewide, this means six out of ten New York accounting programs deliver stronger starting salaries. The gap widens significantly when you look at top state programs—Syracuse and Binghamton graduates earn nearly 50% more out of the gate. However, the $21,500 median debt is notably lower than both state and national averages, creating a manageable debt burden that graduates can realistically pay down within a year or two of entry-level accounting work.

The core challenge here is modest earnings growth: that 8% increase over four years suggests graduates aren't rapidly climbing into management or senior accounting roles. For comparison, accounting programs typically show stronger mid-career momentum. This plateau could reflect the regional job market around Oswego—a smaller city with fewer Fortune 500 companies and Big Four accounting firms than downstate metro areas where higher-earning graduates tend to land.

The value proposition depends on your financial situation and career ambitions. If your child is paying in-state tuition and wants to work in upstate or central New York, the low debt makes this defensible. But families who can afford similar tuition at Binghamton or other SUNY flagships should seriously consider those alternatives—the earnings premium of $20,000+ annually compounds significantly over a career. This works as a budget-conscious option, not a competitive advantage.

Where State University of New York at Oswego Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How State University of New York at Oswego graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
State University of New York at Oswego$50,439$54,362+8%
Fordham University$76,473$96,453+26%
Yeshiva University$69,252$87,338+26%
Syracuse University$75,294$85,784+14%
Binghamton University$74,151$84,365+14%

Compare to Similar Programs in New York

Accounting bachelors's programs at peer institutions in New York (76 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
State University of New York at OswegoOswego$8,769$50,439$54,362$21,5000.43
Fordham UniversityBronx$61,992$76,473$96,453$23,9700.31
Syracuse UniversitySyracuse$63,061$75,294$85,784$27,0000.36
Binghamton UniversityVestal$10,363$74,151$84,365$19,5000.26
Marist UniversityPoughkeepsie$46,140$71,436$79,786$23,2500.33
Molloy UniversityRockville Centre$37,840$70,344$84,281$27,0000.38
National Median$53,694$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At State University of New York at Oswego, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.