Analysis
SUNY Oswego's accounting program lands squarely in the middle tier of New York options, with first-year earnings of $50,439 trailing both the state median ($51,525) and national median ($53,694). At the 40th percentile statewide, this means six out of ten New York accounting programs deliver stronger starting salaries. The gap widens significantly when you look at top state programs—Syracuse and Binghamton graduates earn nearly 50% more out of the gate. However, the $21,500 median debt is notably lower than both state and national averages, creating a manageable debt burden that graduates can realistically pay down within a year or two of entry-level accounting work.
The core challenge here is modest earnings growth: that 8% increase over four years suggests graduates aren't rapidly climbing into management or senior accounting roles. For comparison, accounting programs typically show stronger mid-career momentum. This plateau could reflect the regional job market around Oswego—a smaller city with fewer Fortune 500 companies and Big Four accounting firms than downstate metro areas where higher-earning graduates tend to land.
The value proposition depends on your financial situation and career ambitions. If your child is paying in-state tuition and wants to work in upstate or central New York, the low debt makes this defensible. But families who can afford similar tuition at Binghamton or other SUNY flagships should seriously consider those alternatives—the earnings premium of $20,000+ annually compounds significantly over a career. This works as a budget-conscious option, not a competitive advantage.
Where State University of New York at Oswego Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How State University of New York at Oswego graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| State University of New York at Oswego | $50,439 | $54,362 | +8% |
| Fordham University | $76,473 | $96,453 | +26% |
| Yeshiva University | $69,252 | $87,338 | +26% |
| Syracuse University | $75,294 | $85,784 | +14% |
| Binghamton University | $74,151 | $84,365 | +14% |
Compare to Similar Programs in New York
Accounting bachelors's programs at peer institutions in New York (76 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,769 | $50,439 | $54,362 | $21,500 | 0.43 | |
| $61,992 | $76,473 | $96,453 | $23,970 | 0.31 | |
| $63,061 | $75,294 | $85,784 | $27,000 | 0.36 | |
| $10,363 | $74,151 | $84,365 | $19,500 | 0.26 | |
| $46,140 | $71,436 | $79,786 | $23,250 | 0.33 | |
| $37,840 | $70,344 | $84,281 | $27,000 | 0.38 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At State University of New York at Oswego, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.