Analysis
SUNY Plattsburgh's psychology program starts slow but demonstrates the strongest earnings trajectory you'll find among affordably-priced options in New York. That $29,147 first-year salary sits below both state and national medians, but by year four, graduates reach $40,477—a 39% jump that outpaces typical psychology program growth. While this doesn't catch the CUNY Graduate Center's $48,299 outcomes, it represents solid middle-tier performance for a program serving a heavily first-generation population (39% Pell recipients).
The $23,000 debt load matters here—it's actually below New York's $25,000 median for psychology programs, giving graduates breathing room during those lean early-career years. The 0.79 debt-to-earnings ratio looks manageable on paper, though parents should understand their child will likely need supplemental support or side work initially. By mid-career, when earnings hit the $40,000 range, this becomes a sustainable financial picture for graduates entering counseling, social services, or related fields.
For families prioritizing value over prestige, this program delivers what you'd expect from a regional SUNY: accessible education with modest debt and genuine earnings growth. Just ensure your child has realistic expectations about that first year out of college—entry-level psychology jobs rarely pay well, regardless of where you graduate.
Where State University of New York at Plattsburgh Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How State University of New York at Plattsburgh graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| State University of New York at Plattsburgh | $29,147 | $40,477 | +39% |
| Cornell University | $36,630 | $64,146 | +75% |
| Fordham University | $28,256 | $58,590 | +107% |
| Binghamton University | $30,023 | $58,122 | +94% |
| Ithaca College | $27,814 | $55,104 | +98% |
Compare to Similar Programs in New York
Psychology bachelors's programs at peer institutions in New York (92 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,881 | $29,147 | $40,477 | $23,000 | 0.79 | |
| $7,410 | $48,299 | $41,272 | $19,462 | 0.40 | |
| — | $43,574 | — | $28,914 | 0.66 | |
| $7,352 | $39,868 | $41,004 | $11,700 | 0.29 | |
| $7,630 | $39,188 | $40,013 | $29,050 | 0.74 | |
| $21,810 | $38,918 | $37,736 | $20,500 | 0.53 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At State University of New York at Plattsburgh, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 91 graduates with reported earnings and 135 graduates with debt data. Small samples may not be representative.