Analysis
Based on comparable psychology programs in Kansas, Sterling graduates can expect to earn around $36,500 in their first year—modestly above the national median but trailing the state's top performers by several thousand dollars. The estimated $27,500 in debt creates a 0.75 debt-to-earnings ratio, meaning graduates would owe roughly nine months of their first-year salary. While this falls within manageable territory compared to many bachelor's programs, it's worth noting that psychology typically requires graduate education for most professional roles in the field.
The earnings estimate aligns with the Kansas median for psychology programs, suggesting Sterling tracks with typical state outcomes rather than standing out as exceptional or problematic. However, with schools like Fort Hays and the Ottawa University campuses reporting first-year earnings near $40,000, families should recognize that location, networking, and institutional resources can meaningfully affect early career prospects even within the same field and state.
For a child planning to pursue graduate study in psychology—which most clinical, counseling, or research positions require—this bachelor's degree functions primarily as a stepping stone. The debt load is moderate enough not to derail those plans, but families should factor in the total cost of the educational pathway, not just the undergraduate years. If your child intends to enter the workforce immediately after graduation, understand that $36,500 represents a modest starting point in a field where advanced credentials typically unlock higher earnings.
Where Sterling College Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Compare to Similar Programs in Kansas
Psychology bachelors's programs at peer institutions in Kansas (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $32,200 | $36,555* | — | $27,562* | — | |
| $5,633 | $40,009* | $40,608 | $29,000* | 0.72 | |
| — | $39,596* | — | $27,562* | 0.70 | |
| — | $39,596* | — | $27,562* | 0.70 | |
| $35,300 | $39,596* | — | $27,562* | 0.70 | |
| $9,578 | $38,264* | $37,297 | $25,249* | 0.66 | |
| National Median | — | $31,482* | — | $25,500* | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sterling College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in KS. Actual outcomes may vary.