Analysis
A bachelor's in psychology typically opens doors to entry-level social services roles or graduate school preparation, and the estimated numbers here suggest a financially manageable path—if these peer-program figures hold true. With estimated first-year earnings around $35,000 and projected debt of $24,375, the debt-to-earnings ratio sits at 0.7, which falls into a reasonable range for a liberal arts degree. For context, Kansas State's actual psychology graduates earn $36,257 with lower debt ($20,035), suggesting Sterling's estimated figures align with state realities, though the somewhat higher projected debt is worth noting.
The challenge with psychology bachelor's degrees nationally is that many graduates need additional credentials to access higher-paying positions in the field. That $35,000 first-year salary reflects work in counseling support, case management, or adjacent fields—jobs that provide meaningful experience but modest starting pay. Sterling's estimated debt load isn't alarming, but it does exceed both the national median for this degree ($21,500) and Kansas's typical level, which matters if your student plans to pursue graduate education where additional borrowing is likely.
The core question is whether Sterling's small-college environment justifies the estimated financial outcome when Kansas State produces similar results with less debt. Since all these figures are estimates drawn from comparable programs rather than Sterling's actual graduate outcomes, treat this as a plausible scenario rather than a guaranteed result. Ask Sterling directly about graduate school acceptance rates and career placement—those concrete outcomes matter more than estimated salary data when the sample size is too small to report.
Where Sterling College Stands
Earnings vs. debt across all research and experimental psychology bachelors's programs nationally
Compare to Similar Programs in Kansas
Research and Experimental Psychology bachelors's programs at peer institutions in Kansas (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $32,200 | $34,769* | — | $24,375* | — | |
| $10,942 | $36,257* | — | $20,035* | 0.55 | |
| National Median | — | $34,768* | — | $21,500* | 0.62 |
Career Paths
Occupations commonly associated with research and experimental psychology graduates
Statisticians
Biostatisticians
Medical Scientists, Except Epidemiologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Health Specialties Teachers, Postsecondary
Child, Family, and School Social Workers
Managers, All Other
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sterling College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 84 similar programs. Actual outcomes may vary.