Est. Earnings (1yr)
$44,949
Est. from NJ median (6 programs)
Est. Median Debt
$24,994
Est. from national median (56 programs)

Analysis

Stevens Institute markets itself as a STEM powerhouse with a prestigious reputation, but the chemistry bachelor's outcomes tell a more sobering story. With first-year earnings around $45,000—based on what comparable New Jersey chemistry programs produce—graduates face nearly $25,000 in debt, yielding a debt-to-earnings ratio of 0.56. That's manageable on paper, but it raises questions about return on investment when the school's selectivity (43% admission rate, 1447 average SAT) and private tuition suggest a premium product.

The reality check comes from looking at peer programs across New Jersey. Montclair State and Rowan University graduates in chemistry are earning $53,000-$55,000 in their first year—roughly $10,000 more than what similar programs at Stevens likely generate. Even accounting for the estimation uncertainty here, that's a substantial gap that compounds over a career. New Jersey chemistry programs overall perform close to national benchmarks, so the state itself isn't the problem.

For parents weighing Stevens' chemistry program, the fundamental question is whether the school's engineering-focused environment and location advantages justify outcomes that appear ordinary for the field. If your child is debt-averse and career-focused, state universities in New Jersey are producing stronger chemistry earnings at lower cost. Stevens may offer intangible benefits—smaller classes, industry connections, a different campus culture—but the financial case based on available peer data isn't compelling.

Where Stevens Institute of Technology Stands

Earnings vs. debt across all chemistry bachelors's programs nationally

Compare to Similar Programs in New Jersey

Chemistry bachelors's programs at peer institutions in New Jersey (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Stevens Institute of TechnologyHoboken$60,952$44,949*—$24,994*—
Montclair State UniversityMontclair$14,766$55,389*—$23,600*0.43
Rowan UniversityGlassboro$15,700$53,607*$70,580$27,000*0.50
Rutgers University-CamdenCamden$17,079$44,949*$73,289$23,250*0.52
Rutgers University-New BrunswickNew Brunswick$17,239$44,949*$73,289$23,250*0.52
Rutgers University-NewarkNewark$16,586$44,949*$73,289$23,250*0.52
National Median—$42,581*—$24,000*0.56
* Estimated from similar programs

Career Paths

Occupations commonly associated with chemistry graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Computer and Information Research Scientists

Conduct research into fundamental computer and information science as theorists, designers, or inventors. Develop solutions to problems in the field of computer hardware and software.

$140,910/yrJobs growth:Master's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Chemists

Conduct qualitative and quantitative chemical analyses or experiments in laboratories for quality or process control or to develop new products or knowledge.

$86,620/yrJobs growth:Bachelor's degree

Chemistry Teachers, Postsecondary

Teach courses pertaining to the chemical and physical properties and compositional changes of substances. Work may include providing instruction in the methods of qualitative and quantitative chemical analysis. Includes both teachers primarily engaged in teaching, and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Environmental Science Teachers, Postsecondary

Teach courses in environmental science. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Environmental Scientists and Specialists, Including Health

Conduct research or perform investigation for the purpose of identifying, abating, or eliminating sources of pollutants or hazards that affect either the environment or public health. Using knowledge of various scientific disciplines, may collect, synthesize, study, report, and recommend action based on data derived from measurements or observations of air, food, soil, water, and other sources.

$80,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Stevens Institute of Technology, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NJ. Actual outcomes may vary.