Analysis
Stevens Institute markets itself as a STEM powerhouse with a prestigious reputation, but the chemistry bachelor's outcomes tell a more sobering story. With first-year earnings around $45,000—based on what comparable New Jersey chemistry programs produce—graduates face nearly $25,000 in debt, yielding a debt-to-earnings ratio of 0.56. That's manageable on paper, but it raises questions about return on investment when the school's selectivity (43% admission rate, 1447 average SAT) and private tuition suggest a premium product.
The reality check comes from looking at peer programs across New Jersey. Montclair State and Rowan University graduates in chemistry are earning $53,000-$55,000 in their first year—roughly $10,000 more than what similar programs at Stevens likely generate. Even accounting for the estimation uncertainty here, that's a substantial gap that compounds over a career. New Jersey chemistry programs overall perform close to national benchmarks, so the state itself isn't the problem.
For parents weighing Stevens' chemistry program, the fundamental question is whether the school's engineering-focused environment and location advantages justify outcomes that appear ordinary for the field. If your child is debt-averse and career-focused, state universities in New Jersey are producing stronger chemistry earnings at lower cost. Stevens may offer intangible benefits—smaller classes, industry connections, a different campus culture—but the financial case based on available peer data isn't compelling.
Where Stevens Institute of Technology Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in New Jersey
Chemistry bachelors's programs at peer institutions in New Jersey (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $60,952 | $44,949* | — | $24,994* | — | |
| $14,766 | $55,389* | — | $23,600* | 0.43 | |
| $15,700 | $53,607* | $70,580 | $27,000* | 0.50 | |
| $17,079 | $44,949* | $73,289 | $23,250* | 0.52 | |
| $17,239 | $44,949* | $73,289 | $23,250* | 0.52 | |
| $16,586 | $44,949* | $73,289 | $23,250* | 0.52 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stevens Institute of Technology, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NJ. Actual outcomes may vary.