Business/Commerce at Strayer University-New Jersey
Bachelor's Degree
Analysis
Strayer University-New Jersey's business program delivers strong earning outcomes but at a steep price that raises serious affordability concerns. Graduates earn $55,431 in their first year—ranking in the 81st percentile nationally and exactly matching the New Jersey median for business programs. However, the median debt of $56,517 is more than double the national average of $26,000, creating a debt-to-earnings ratio of 1.02 that means graduates owe roughly what they earn in their first year.
The earnings performance is genuinely impressive, with graduates significantly outearning the national median ($47,506) and showing decent growth to nearly $60,000 by year four. With 66% of students receiving Pell grants, the program clearly serves students from lower-income backgrounds who may lack other pathways to these earnings levels. The debt burden, however, is concerning—ranking in just the 5th percentile nationally, meaning 95% of business programs nationwide leave students with less debt.
For families considering this program, the key question is whether the premium earnings justify the premium price. While graduates do earn well above national averages, the high debt load means financial stress in the early career years. This could work for families who can supplement the student's income during loan repayment, but those counting on immediate financial independence should carefully consider whether more affordable in-state options might provide similar career outcomes with less financial risk.
Where Strayer University-New Jersey Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Strayer University-New Jersey graduates compare to all programs nationally
Strayer University-New Jersey graduates earn $55k, placing them in the 81th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New Jersey
Business/Commerce bachelors's programs at peer institutions in New Jersey (2 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Strayer University-New Jersey | $55,431 | $59,763 | $56,517 | 1.02 |
| National Median | $47,506 | — | $26,000 | 0.55 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Strayer University-New Jersey, approximately 66% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 2487 graduates with reported earnings and 3815 graduates with debt data. Small samples may not be representative.