Est. Earnings (1yr)
$37,001
Est. from national median (118 programs)
Median Debt
$28,081
45% above national median

Analysis

Sullivan University's accounting associate program carries $28,081 in median debt—roughly $8,000 above the national median and $7,000 more than Kentucky's typical accounting program. That's a meaningful difference when earnings four years out hit $42,764, especially given that first-year earnings for similar programs nationally sit around $37,000.

The debt load here ranks in just the 5th percentile nationally, meaning 95% of comparable accounting programs leave students with less debt. While the four-year earnings figure is actual reported data and lands solidly above both the national median ($37,000) and Kentucky's median ($26,189), you're starting with a steeper climb. With a debt-to-earnings ratio around 0.76 based on peer programs, graduates would need to dedicate roughly nine months of their first year's gross income to clear this debt—manageable, but only if those estimated first-year earnings hold true for Sullivan's specific graduates.

The concerning element is that only 11% of students here receive Pell grants, suggesting this is an expensive option primarily serving families who can shoulder higher costs. If you're considering this program, compare it directly against community college accounting programs in Kentucky that might deliver similar credentials with substantially less debt. The extra $8,000 in borrowing needs to translate into meaningfully better career placement or connections to justify the premium.

Where Sullivan University Stands

Earnings vs. debt across all accounting associates's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Sullivan University$42,764
Southern New Hampshire University$37,986$53,096+40%
Connecticut State Community College$42,591$52,194+23%
Nassau Community College$35,513$51,744+46%
Interactive College of Technology-Newport$26,189$23,396-11%

Compare to Similar Programs in Kentucky

Accounting associates's programs at peer institutions in Kentucky (6 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median DebtDebt/Earnings
Sullivan UniversityLouisville$14,220$37,001*$42,764$28,081
Interactive College of Technology-NewportNewport$10,970$26,189*$23,396$13,5570.52
National Median$37,000*$19,3540.52
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Sullivan University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.