Median Earnings (1yr)
$46,444
21st percentile (40th in KY)
Median Debt
$37,238
49% above national median
Debt-to-Earnings
0.80
Manageable
Sample Size
44
Adequate data

Analysis

Sullivan University's accounting program puts graduates at a significant financial disadvantage compared to other Kentucky options. Starting at $46,444, graduates earn about $4,000 less than the state median and roughly $7,000 below what they'd make at Kentucky's public flagships. That earnings gap persists—even after four years, Sullivan grads trail University of Kentucky alumni by over $11,000 annually. Meanwhile, students here carry $37,238 in debt, about $11,000 more than typical Kentucky accounting graduates and $12,000 above the national median.

The debt-to-earnings ratio of 0.80 means students are borrowing nearly a full year's salary, which creates real strain on early-career budgets. With accounting being a fairly standardized credential, the similar degree from University of Kentucky or Northern Kentucky University offers substantially better earning power at comparable or lower debt levels. The 4% earnings growth over four years is modest but typical for accounting, where starting salaries often reflect entry-level positions that don't dramatically increase until professional certifications are earned.

For families comparing Kentucky accounting programs, this represents one of the more expensive paths to below-average outcomes. Unless Sullivan offers unique scheduling flexibility or location advantages crucial to your situation, the public universities provide better returns on a similar investment.

Where Sullivan University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Sullivan UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Sullivan University graduates compare to all programs nationally

Sullivan University graduates earn $46k, placing them in the 21th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Accounting bachelors's programs at peer institutions in Kentucky (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Sullivan University$46,444$48,158$37,2380.80
University of Kentucky$59,474$67,805$23,2500.39
Transylvania University$58,803$62,272$27,0000.46
Thomas More University$55,385—$27,0000.49
Northern Kentucky University$52,425$61,901$23,7500.45
University of Louisville$51,923$64,110$19,3740.37
National Median$53,694—$25,0000.47

Other Accounting Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Kentucky
Lexington
$13,212$59,474$23,250
Transylvania University
Lexington
$44,980$58,803$27,000
Thomas More University
Crestview Hills
$38,400$55,385$27,000
Northern Kentucky University
Highland Heights
$10,896$52,425$23,750
University of Louisville
Louisville
$12,828$51,923$19,374

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Sullivan University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 44 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.