Analysis
A 0.32 debt-to-earnings ratio suggests this certificate program strikes a reasonable financial balance, with estimated first-year earnings of $38,858 outweighing the projected $12,448 in debt by a comfortable margin. Based on comparable computer science certificate programs nationally, graduates typically earn enough to manage their debt load—though it's worth noting these figures come from peer institutions rather than SUNY Adirondack's actual outcomes, which aren't available due to small cohort sizes.
The challenge isn't the debt picture—it's what happens after that first year. Certificate programs in this field often serve as stepping stones, either toward an associate or bachelor's degree or as skills refreshers for workers already in the field. Without data showing whether SUNY Adirondack's graduates move into these higher-paying trajectories or plateau near $39,000, it's difficult to assess long-term value. The median earnings across all national certificate programs in this field sits at exactly $38,858, suggesting these estimates reflect typical outcomes rather than exceptional ones.
For a certificate program at a community college serving a substantial population of Pell-eligible students (41%), these numbers indicate accessibility without crushing debt. The key question is whether your child views this as a terminal credential or a stepping stone—and whether the local Queensbury job market supports IT careers at this entry level.
Where SUNY Adirondack Stands
Earnings vs. debt across all computer and information sciences certificate's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,528 | $38,858* | — | $12,448* | — | |
| $8,400 | $61,737* | — | $27,125* | 0.44 | |
| $8,370 | $58,750* | $67,396 | $19,875* | 0.34 | |
| $4,257 | $57,428* | — | $11,000* | 0.19 | |
| $2,336 | $55,264* | — | $14,778* | 0.27 | |
| — | $52,079* | — | $10,076* | 0.19 | |
| National Median | — | $38,858* | — | $11,000* | 0.28 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At SUNY Adirondack, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.