Analysis
Based on comparable mathematics programs in New York, this degree suggests a manageable financial scenario—estimated debt of $19,450 against first-year earnings around $46,000 yields a debt-to-earnings ratio of 0.42, meaning graduates would owe less than half their starting salary. That's better than the national median debt for math degrees ($21,500) and puts total borrowing at a level most graduates could reasonably pay off within a few years.
The earnings picture is more nuanced. While $45,880 aligns with the state median for mathematics bachelor's degrees, it trails the national figure by about $3,000 and sits dramatically below what graduates from Cornell ($87,000) or RPI ($80,000) report earning. This gap likely reflects differences in employer networks, program rigor, and geographic reach rather than the intrinsic value of mathematics training. SUNY Fredonia's 79% admission rate and modest SAT scores suggest it serves a different student population than these selective institutions.
For parents, the key question is whether this represents good value or missed opportunity. The low debt burden is genuinely advantageous, but if your child has the credentials for more competitive programs, the earnings differential could be substantial—potentially $30,000+ annually. If Fredonia represents an affordable path to a legitimate math degree for a student who might otherwise struggle with admission elsewhere, the numbers work. Just recognize these are estimates from peer programs, not verified outcomes from Fredonia's own graduates.
Where SUNY at Fredonia Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,771 | $45,880* | — | $19,450* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At SUNY at Fredonia, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.