Median Earnings (1yr)
$27,838
21st percentile (40th in NY)
Median Debt
$24,250
5% below national median
Debt-to-Earnings
0.87
Manageable
Sample Size
64
Adequate data

Analysis

Purchase College's psychology program starts rough but shows unusual earning momentum that changes the value equation. While graduates earn just $27,838 in their first year—well below both national and state medians—within four years they're at $44,175, ranking in the top 15% nationally for psychology bachelor's degrees. That 59% earnings jump is far steeper than typical psychology programs show.

The debt load of $24,250 is reasonable at 0.87 times first-year earnings, and it becomes increasingly manageable as those earnings climb. Still, parents need to understand what that first year looks like: their child will likely be cobbling together entry-level work while building toward better opportunities. The state context matters here—Purchase ranks at the 40th percentile among New York psychology programs for early earnings, suggesting it's a middle-of-the-pack option within the state initially.

The crucial question is whether your family can support that difficult first year or two. If your child can weather the slow start (perhaps living at home or taking a gap year internship), the trajectory becomes compelling. But if they'll need immediate earnings to service debt, this program's delayed payoff poses real challenges. The data suggests patience gets rewarded here, but you need a plan for the interim.

Where SUNY at Purchase College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

SUNY at Purchase CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How SUNY at Purchase College graduates compare to all programs nationally

SUNY at Purchase College graduates earn $28k, placing them in the 21th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Psychology bachelors's programs at peer institutions in New York (92 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
SUNY at Purchase College$27,838$44,175$24,2500.87
CUNY Graduate School and University Center$48,299$41,272$19,4620.40
Excelsior University$43,574—$28,9140.66
CUNY Medgar Evers College$39,868$41,004$11,7000.29
Empire State University$39,188$40,013$29,0500.74
Touro University$38,918$37,736$20,5000.53
National Median$31,482—$25,5000.81

Other Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY Graduate School and University Center
New York
$7,410$48,299$19,462
Excelsior University
Albany
—$43,574$28,914
CUNY Medgar Evers College
Brooklyn
$7,352$39,868$11,700
Empire State University
Saratoga Springs
$7,630$39,188$29,050
Touro University
New York
$21,810$38,918$20,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At SUNY at Purchase College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 64 graduates with reported earnings and 75 graduates with debt data. Small samples may not be representative.