Analysis
Buffalo State's mathematics program shows unusual earnings volatility that warrants careful consideration. Based on comparable math programs across New York, first-year graduates can expect around $45,880—right at the state median—but by year four, actual reported earnings dip to $41,449. This backward trajectory is uncommon for STEM fields and suggests graduates may be entering teaching or public sector roles that don't offer the typical salary progression seen in industry positions.
The estimated $19,450 in debt creates a manageable 0.42 debt-to-earnings ratio, slightly better than both state and national norms for math degrees. However, this advantage matters less if earnings plateau or decline in those crucial early career years. New York's math programs span an enormous range—from Cornell's $87,000+ to Buffalo State's mid-$40,000s—reflecting how much career path matters. A math degree can lead to actuarial work, data science, software development, or teaching, and those paths produce radically different financial outcomes.
For a child interested in secondary education or social-service mathematics roles, Buffalo State offers solid value with limited debt exposure. But if they're aiming for quantitative finance, tech, or other high-paying math applications, the comparison schools' outcomes suggest looking elsewhere. The key question is whether your child has a specific career direction in mind—because that will determine whether these estimated figures represent a reasonable investment or a mismatch.
Where SUNY Buffalo State University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| SUNY Buffalo State University | — | $41,449 | — |
| Cornell University | $87,251 | $127,962 | +47% |
| Rensselaer Polytechnic Institute | $80,196 | $100,012 | +25% |
| New York University | $58,481 | $90,277 | +54% |
| Hamilton College | $53,698 | $79,932 | +49% |
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,486 | $45,880* | $41,449 | $19,450* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At SUNY Buffalo State University, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.