Median Earnings (1yr)
$31,000
46th percentile (40th in NY)
Median Debt
$18,394
28% below national median
Debt-to-Earnings
0.59
Manageable
Sample Size
117
Adequate data

Analysis

SUNY Old Westbury's psychology program faces a significant hurdle right out of the gate: graduates earn $31,000 in their first year, landing below both the state median ($31,548) and at just the 40th percentile among New York psychology programs. More concerning is the debt situation—at $18,394, graduates here carry substantially less debt than typical psychology majors (who average $25,000-$25,500), yet even this lower figure creates a debt-to-earnings ratio of 0.59 when paired with those modest starting salaries.

The silver lining is meaningful earnings growth. By year four, median earnings jump to $42,411, a 37% increase that suggests graduates find their footing in the job market. However, this still leaves them trailing stronger New York programs like CUNY's Medgar Evers College ($39,868) or Empire State University ($39,188), which likely offer better starting positions. For a school serving nearly half its students through Pell grants, the lower debt load matters—these families can't afford heavy borrowing—but the weak initial earnings create real cash flow challenges during those critical first years after graduation.

If your child is set on psychology and needs affordability, the low debt here is genuinely valuable. Just understand they'll likely need family support or a side job early on, and they'll be playing catch-up compared to peers at more competitive New York programs. The 85% admission rate means access is easy; translating that degree into middle-class earnings takes longer here than elsewhere.

Where SUNY Old Westbury Stands

Earnings vs. debt across all psychology bachelors's programs nationally

SUNY Old WestburyOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How SUNY Old Westbury graduates compare to all programs nationally

SUNY Old Westbury graduates earn $31k, placing them in the 46th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Psychology bachelors's programs at peer institutions in New York (92 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
SUNY Old Westbury$31,000$42,411$18,3940.59
CUNY Graduate School and University Center$48,299$41,272$19,4620.40
Excelsior University$43,574—$28,9140.66
CUNY Medgar Evers College$39,868$41,004$11,7000.29
Empire State University$39,188$40,013$29,0500.74
Touro University$38,918$37,736$20,5000.53
National Median$31,482—$25,5000.81

Other Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY Graduate School and University Center
New York
$7,410$48,299$19,462
Excelsior University
Albany
—$43,574$28,914
CUNY Medgar Evers College
Brooklyn
$7,352$39,868$11,700
Empire State University
Saratoga Springs
$7,630$39,188$29,050
Touro University
New York
$21,810$38,918$20,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At SUNY Old Westbury, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 117 graduates with reported earnings and 140 graduates with debt data. Small samples may not be representative.