Analysis
The $27,562 debt load estimated for this program sits right at the Kansas median for psychology bachelor's degrees, but the earnings picture—while based on peer programs across the state—reveals a fundamental challenge. At $36,555, first-year earnings match the state median yet barely exceed what comparable Kansas programs produce. Meanwhile, top performers like Fort Hays State University and the Ottawa University system consistently see their psychology graduates earning above $39,000 in year one, creating a $3,000-$4,000 gap that compounds over time.
What makes this particularly relevant for Tabor is the 0.75 debt-to-earnings ratio. While not alarming on its face, it means graduates would dedicate three-quarters of their first year's salary to eliminating debt if they pursued aggressive repayment. For a psychology bachelor's—which nationally earns about $31,500 and often requires graduate education for career advancement—this creates genuine financial pressure. The program does perform better than the national median by roughly $5,000, but that advantage disappears when compared to Kansas alternatives within an hour's drive.
If your child is set on Tabor for community or values alignment, understand they'll likely face similar financial outcomes to the typical Kansas psychology graduate: manageable debt but modest starting earnings. However, if career earnings are the priority, the data from peer programs suggests looking at Fort Hays or the Ottawa system, where reported outcomes show materially better returns on a similar educational investment.
Where Tabor College Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Compare to Similar Programs in Kansas
Psychology bachelors's programs at peer institutions in Kansas (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,050 | $36,555* | — | $27,562* | — | |
| $5,633 | $40,009* | $40,608 | $29,000* | 0.72 | |
| — | $39,596* | — | $27,562* | 0.70 | |
| — | $39,596* | — | $27,562* | 0.70 | |
| $35,300 | $39,596* | — | $27,562* | 0.70 | |
| $9,578 | $38,264* | $37,297 | $25,249* | 0.66 | |
| National Median | — | $31,482* | — | $25,500* | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tabor College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in KS. Actual outcomes may vary.