Analysis
A $12,750 debt load for an associate degree that's expected to lead to $35,577 in first-year earnings represents a manageable 0.36 ratio—below the concerning 1.0 threshold. However, these figures come from broader state patterns rather than Temple College's actual graduate outcomes, which weren't reported due to small sample sizes. Similar two-year computer science programs across Texas typically produce these results, suggesting a reasonably safe financial picture if Temple's outcomes align with state norms.
The estimated earnings match both state and national medians precisely, but that average conceals significant variation. Top-performing Texas programs like Austin Community College report first-year earnings approaching $49,000, while others lag in the low $30,000s. Where Temple College actually falls in this range remains unclear—though serving 40% Pell-eligible students suggests it's likely providing crucial access to tech careers for students who need affordable entry points.
For a family weighing this investment, the estimated numbers suggest acceptable risk if your child can complete the degree without exceeding that $12,750 debt figure. The real question is whether Temple's specific program connects graduates to Texas's robust tech employment market as effectively as peer institutions. Before enrolling, push the admissions office hard on job placement rates, employer partnerships, and where recent graduates actually landed—concrete details that matter more than statewide averages.
Where Temple College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs in Texas
Computer and Information Sciences associates's programs at peer institutions in Texas (52 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,000 | $35,577* | — | $12,750* | — | |
| $2,550 | $49,032* | $59,166 | $13,000* | 0.27 | |
| $3,090 | $39,224* | $51,631 | $12,500* | 0.32 | |
| — | $35,577* | $37,217 | $25,032* | 0.70 | |
| — | $35,577* | $37,217 | $25,032* | 0.70 | |
| — | $33,899* | $33,884 | $18,391* | 0.54 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Temple College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in TX. Actual outcomes may vary.