Analysis
A certificate in computer sciences from Temple College carries an estimated $12,448 in debt—manageable by most standards, but the earnings picture deserves scrutiny. Comparable programs nationally suggest first-year earnings around $38,858, which falls notably short of the Texas median of $44,944 for similar credentials. That $6,000 gap matters when you're starting your career, especially when other Texas programs like Southern Careers Institute place graduates earning $52,000 or more.
The 0.32 debt-to-earnings ratio looks reasonable on paper, but it masks a bigger question: why would graduates of this program earn substantially less than their peers elsewhere in Texas? It could reflect the local job market in Temple, the specific curriculum focus, or simply the limitations of comparing this program to dissimilar ones. Without actual outcome data from Temple College itself, you're betting on projections that may not match reality.
For a family weighing this investment, the math works only if the actual outcomes align with—or exceed—these estimates. Before enrolling, verify what Temple College's own graduates earn and where they find jobs. If the school can't provide concrete placement data, that's a red flag. This certificate might make sense as a stepping stone to further education or for someone already employed who needs specific credentials, but as a standalone path into tech careers, it appears to underperform the Texas market.
Where Temple College Stands
Earnings vs. debt across all computer and information sciences certificate's programs nationally
Compare to Similar Programs in Texas
Computer and Information Sciences certificate's programs at peer institutions in Texas (35 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,000 | $38,858* | — | $12,448* | — | |
| — | $52,079* | — | $10,076* | 0.19 | |
| $1,728 | $37,808* | $54,063 | $12,270* | 0.32 | |
| National Median | — | $38,858* | — | $11,000* | 0.28 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Temple College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.