Analysis
Tennessee State's accounting program starts strong with $53,620 in first-year earningsβranking at the 60th percentile among Tennessee programs and right at the national median. The real advantage lies in the debt picture: at $29,250, graduates carry about $6,000 more than the Tennessee median but still maintain a comfortable 0.55 debt-to-earnings ratio. With over half the student body on Pell grants, this accessibility matters for families who might otherwise struggle to afford accounting credentials.
The concerning element is what happens next. By year four, earnings slip to $50,033βa 7% decline that's unusual for accounting, where experience typically commands higher pay. This backward trajectory suggests graduates may be hitting a ceiling in their career progression or taking positions that don't offer the growth trajectory you'd expect from a four-year accounting degree. While Tennessee State performs solidly against state competition initially, this erosion narrows its advantage considerably.
For families seeking an affordable path into accounting, the combination of reasonable debt and strong launch earnings makes this workable, especially if their child plans to pursue additional credentials like the CPA that could counteract the early-career stagnation. But recognize you're buying entry into the profession, not necessarily a springboard to management roles.
Where Tennessee State University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Tennessee State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Tennessee State University | $53,620 | $50,033 | -7% |
| The University of Tennessee-Knoxville | $53,197 | $71,799 | +35% |
| Lee University | $53,577 | $70,035 | +31% |
| Middle Tennessee State University | $51,963 | $59,969 | +15% |
| The University of Tennessee-Martin | $48,101 | $57,062 | +19% |
Compare to Similar Programs in Tennessee
Accounting bachelors's programs at peer institutions in Tennessee (28 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,568 | $53,620 | $50,033 | $29,250 | 0.55 | |
| $22,690 | $53,577 | $70,035 | $16,750 | 0.31 | |
| $13,484 | $53,197 | $71,799 | $22,000 | 0.41 | |
| $13,920 | $52,373 | $56,398 | $54,989 | 1.05 | |
| $9,506 | $51,963 | $59,969 | $24,553 | 0.47 | |
| $10,344 | $51,425 | $56,139 | $26,975 | 0.52 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee State University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 31 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.