Median Earnings (1yr)
$53,620
50th percentile (60th in TN)
Median Debt
$29,250
17% above national median
Debt-to-Earnings
0.55
Manageable
Sample Size
31
Adequate data

Analysis

Tennessee State's accounting program starts strong with $53,620 in first-year earnings—ranking at the 60th percentile among Tennessee programs and right at the national median. The real advantage lies in the debt picture: at $29,250, graduates carry about $6,000 more than the Tennessee median but still maintain a comfortable 0.55 debt-to-earnings ratio. With over half the student body on Pell grants, this accessibility matters for families who might otherwise struggle to afford accounting credentials.

The concerning element is what happens next. By year four, earnings slip to $50,033—a 7% decline that's unusual for accounting, where experience typically commands higher pay. This backward trajectory suggests graduates may be hitting a ceiling in their career progression or taking positions that don't offer the growth trajectory you'd expect from a four-year accounting degree. While Tennessee State performs solidly against state competition initially, this erosion narrows its advantage considerably.

For families seeking an affordable path into accounting, the combination of reasonable debt and strong launch earnings makes this workable, especially if their child plans to pursue additional credentials like the CPA that could counteract the early-career stagnation. But recognize you're buying entry into the profession, not necessarily a springboard to management roles.

Where Tennessee State University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Tennessee State UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tennessee State University graduates compare to all programs nationally

Tennessee State University graduates earn $54k, placing them in the 50th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Accounting bachelors's programs at peer institutions in Tennessee (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee State University$53,620$50,033$29,2500.55
Lee University$53,577$70,035$16,7500.31
The University of Tennessee-Knoxville$53,197$71,799$22,0000.41
Strayer University-Tennessee$52,373$56,398$54,9891.05
Middle Tennessee State University$51,963$59,969$24,5530.47
University of Memphis$51,425$56,139$26,9750.52
National Median$53,694$25,0000.47

Other Accounting Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Lee University
Cleveland
$22,690$53,577$16,750
The University of Tennessee-Knoxville
Knoxville
$13,484$53,197$22,000
Strayer University-Tennessee
Memphis
$13,920$52,373$54,989
Middle Tennessee State University
Murfreesboro
$9,506$51,963$24,553
University of Memphis
Memphis
$10,344$51,425$26,975

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee State University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.