Median Earnings (1yr)
$53,620
50th percentile
60th percentile in Tennessee
Median Debt
$29,250
17% above national median

Analysis

Tennessee State's accounting program starts strong with $53,620 in first-year earningsβ€”ranking at the 60th percentile among Tennessee programs and right at the national median. The real advantage lies in the debt picture: at $29,250, graduates carry about $6,000 more than the Tennessee median but still maintain a comfortable 0.55 debt-to-earnings ratio. With over half the student body on Pell grants, this accessibility matters for families who might otherwise struggle to afford accounting credentials.

The concerning element is what happens next. By year four, earnings slip to $50,033β€”a 7% decline that's unusual for accounting, where experience typically commands higher pay. This backward trajectory suggests graduates may be hitting a ceiling in their career progression or taking positions that don't offer the growth trajectory you'd expect from a four-year accounting degree. While Tennessee State performs solidly against state competition initially, this erosion narrows its advantage considerably.

For families seeking an affordable path into accounting, the combination of reasonable debt and strong launch earnings makes this workable, especially if their child plans to pursue additional credentials like the CPA that could counteract the early-career stagnation. But recognize you're buying entry into the profession, not necessarily a springboard to management roles.

Where Tennessee State University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How Tennessee State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Tennessee State University$53,620$50,033-7%
The University of Tennessee-Knoxville$53,197$71,799+35%
Lee University$53,577$70,035+31%
Middle Tennessee State University$51,963$59,969+15%
The University of Tennessee-Martin$48,101$57,062+19%

Compare to Similar Programs in Tennessee

Accounting bachelors's programs at peer institutions in Tennessee (28 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee State UniversityNashville$8,568$53,620$50,033$29,2500.55
Lee UniversityCleveland$22,690$53,577$70,035$16,7500.31
The University of Tennessee-KnoxvilleKnoxville$13,484$53,197$71,799$22,0000.41
Strayer University-TennesseeMemphis$13,920$52,373$56,398$54,9891.05
Middle Tennessee State UniversityMurfreesboro$9,506$51,963$59,969$24,5530.47
University of MemphisMemphis$10,344$51,425$56,139$26,9750.52
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee State University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.