Median Earnings (1yr)
$53,197
48th percentile (60th in TN)
Median Debt
$22,000
12% below national median
Debt-to-Earnings
0.41
Manageable
Sample Size
46
Adequate data

Analysis

UT-Knoxville's accounting program does something unusual: it delivers below-average starting salaries but then accelerates earnings by 35% within four years, reaching $71,799. While first-year graduates earn slightly below the national median at $53,197, this puts them in the 60th percentile among Tennessee accounting programs—suggesting reasonable regional competitiveness. The trajectory matters more than the starting point here, and the jump from $53K to $72K outpaces typical early-career accounting growth.

The financial terms work in your child's favor. At $22,000 in debt—about 40% of first-year earnings and below both state and national medians—the burden is manageable even during those lower-earning first years. A moderate sample size means these numbers represent actual outcomes, not statistical noise. The debt load won't constrain career flexibility while those earnings build momentum.

This program makes sense if your child values UT-Knoxville's broader reputation and can weather modestly lower starting pay. The Tennessee accounting market clearly rewards UT grads as they gain experience, and the reasonable debt means that patience pays off. For families focused purely on maximizing immediate post-graduation income, smaller programs like Tennessee State or Lee edge ahead by a few thousand dollars—but UT's four-year outcomes suggest stronger mid-career positioning.

Where The University of Tennessee-Knoxville Stands

Earnings vs. debt across all accounting bachelors's programs nationally

The University of Tennessee-KnoxvilleOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Knoxville graduates compare to all programs nationally

The University of Tennessee-Knoxville graduates earn $53k, placing them in the 48th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Accounting bachelors's programs at peer institutions in Tennessee (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Knoxville$53,197$71,799$22,0000.41
Tennessee State University$53,620$50,033$29,2500.55
Lee University$53,577$70,035$16,7500.31
Strayer University-Tennessee$52,373$56,398$54,9891.05
Middle Tennessee State University$51,963$59,969$24,5530.47
University of Memphis$51,425$56,139$26,9750.52
National Median$53,694—$25,0000.47

Other Accounting Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Tennessee State University
Nashville
$8,568$53,620$29,250
Lee University
Cleveland
$22,690$53,577$16,750
Strayer University-Tennessee
Memphis
$13,920$52,373$54,989
Middle Tennessee State University
Murfreesboro
$9,506$51,963$24,553
University of Memphis
Memphis
$10,344$51,425$26,975

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 46 graduates with reported earnings and 122 graduates with debt data. Small samples may not be representative.