Median Earnings (1yr)
$53,197
48th percentile
60th percentile in Tennessee
Median Debt
$22,000
12% below national median

Analysis

UT-Knoxville's accounting program does something unusual: it delivers below-average starting salaries but then accelerates earnings by 35% within four years, reaching $71,799. While first-year graduates earn slightly below the national median at $53,197, this puts them in the 60th percentile among Tennessee accounting programs—suggesting reasonable regional competitiveness. The trajectory matters more than the starting point here, and the jump from $53K to $72K outpaces typical early-career accounting growth.

The financial terms work in your child's favor. At $22,000 in debt—about 40% of first-year earnings and below both state and national medians—the burden is manageable even during those lower-earning first years. A moderate sample size means these numbers represent actual outcomes, not statistical noise. The debt load won't constrain career flexibility while those earnings build momentum.

This program makes sense if your child values UT-Knoxville's broader reputation and can weather modestly lower starting pay. The Tennessee accounting market clearly rewards UT grads as they gain experience, and the reasonable debt means that patience pays off. For families focused purely on maximizing immediate post-graduation income, smaller programs like Tennessee State or Lee edge ahead by a few thousand dollars—but UT's four-year outcomes suggest stronger mid-career positioning.

Where The University of Tennessee-Knoxville Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How The University of Tennessee-Knoxville graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
The University of Tennessee-Knoxville$53,197$71,799+35%
Lee University$53,577$70,035+31%
Middle Tennessee State University$51,963$59,969+15%
The University of Tennessee-Martin$48,101$57,062+19%
Strayer University-Tennessee$52,373$56,398+8%

Compare to Similar Programs in Tennessee

Accounting bachelors's programs at peer institutions in Tennessee (28 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-KnoxvilleKnoxville$13,484$53,197$71,799$22,0000.41
Tennessee State UniversityNashville$8,568$53,620$50,033$29,2500.55
Lee UniversityCleveland$22,690$53,577$70,035$16,7500.31
Strayer University-TennesseeMemphis$13,920$52,373$56,398$54,9891.05
Middle Tennessee State UniversityMurfreesboro$9,506$51,963$59,969$24,5530.47
University of MemphisMemphis$10,344$51,425$56,139$26,9750.52
National Median$53,694$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 46 graduates with reported earnings and 122 graduates with debt data. Small samples may not be representative.