Analysis
UT-Knoxville's accounting program does something unusual: it delivers below-average starting salaries but then accelerates earnings by 35% within four years, reaching $71,799. While first-year graduates earn slightly below the national median at $53,197, this puts them in the 60th percentile among Tennessee accounting programs—suggesting reasonable regional competitiveness. The trajectory matters more than the starting point here, and the jump from $53K to $72K outpaces typical early-career accounting growth.
The financial terms work in your child's favor. At $22,000 in debt—about 40% of first-year earnings and below both state and national medians—the burden is manageable even during those lower-earning first years. A moderate sample size means these numbers represent actual outcomes, not statistical noise. The debt load won't constrain career flexibility while those earnings build momentum.
This program makes sense if your child values UT-Knoxville's broader reputation and can weather modestly lower starting pay. The Tennessee accounting market clearly rewards UT grads as they gain experience, and the reasonable debt means that patience pays off. For families focused purely on maximizing immediate post-graduation income, smaller programs like Tennessee State or Lee edge ahead by a few thousand dollars—but UT's four-year outcomes suggest stronger mid-career positioning.
Where The University of Tennessee-Knoxville Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How The University of Tennessee-Knoxville graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Tennessee-Knoxville | $53,197 | $71,799 | +35% |
| Lee University | $53,577 | $70,035 | +31% |
| Middle Tennessee State University | $51,963 | $59,969 | +15% |
| The University of Tennessee-Martin | $48,101 | $57,062 | +19% |
| Strayer University-Tennessee | $52,373 | $56,398 | +8% |
Compare to Similar Programs in Tennessee
Accounting bachelors's programs at peer institutions in Tennessee (28 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,484 | $53,197 | $71,799 | $22,000 | 0.41 | |
| $8,568 | $53,620 | $50,033 | $29,250 | 0.55 | |
| $22,690 | $53,577 | $70,035 | $16,750 | 0.31 | |
| $13,920 | $52,373 | $56,398 | $54,989 | 1.05 | |
| $9,506 | $51,963 | $59,969 | $24,553 | 0.47 | |
| $10,344 | $51,425 | $56,139 | $26,975 | 0.52 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 46 graduates with reported earnings and 122 graduates with debt data. Small samples may not be representative.