Analysis
Based on comparable mathematics programs in Tennessee, TSU's bachelor's degree looks like a reasonable investment with estimated first-year earnings of $51,247 and debt around $21,438. That 0.42 debt-to-earnings ratio suggests manageable repayment—roughly equivalent to borrowing less than half a year's salary. The earnings estimate aligns with the state median for math programs and runs slightly ahead of the national benchmark of $48,772, though it's important to note these figures come from peer institutions rather than TSU's own graduates.
The wide range among Tennessee math programs—from UT-Knoxville's surprisingly modest $39,043 to Vanderbilt's impressive $103,812—highlights how much school prestige and individual career paths matter in this field. TSU appears positioned in the middle tier, potentially offering better value than flagship public universities while serving a predominantly first-generation student population (52% receive Pell grants). The open admission environment means your student will need self-discipline to succeed, but the estimated financial outcomes suggest graduates who complete the degree can enter the workforce without crushing debt.
For a family weighing this choice, the math works if your student is genuinely committed to the major and likely to finish. The debt load is manageable enough that career pivots remain possible, and the starting salary should support independent living in most Tennessee markets.
Where Tennessee State University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Tennessee
Mathematics bachelors's programs at peer institutions in Tennessee (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,568 | $51,247* | — | $21,438* | — | |
| $63,946 | $103,812* | $125,955 | $10,000* | 0.10 | |
| $10,344 | $57,310* | — | $24,125* | 0.42 | |
| $9,506 | $45,184* | $52,689 | $18,750* | 0.41 | |
| $13,484 | $39,043* | $45,382 | $25,000* | 0.64 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee State University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in TN. Actual outcomes may vary.