Median Earnings (1yr)
$30,735
44th percentile (60th in TN)
Median Debt
$27,500
8% above national median
Debt-to-Earnings
0.89
Manageable
Sample Size
69
Adequate data

Analysis

Tennessee State's psychology program quietly outperforms most Tennessee competitors despite serving a predominantly low-income student body. With graduates earning $38,799 four years out—ranking in the 60th percentile statewide—this program beats the Tennessee median by over $9,000 annually while charging only slightly more in debt than the state average. That's significant context: it costs marginally more but delivers substantially better outcomes than most Tennessee psychology programs.

The debt picture looks particularly favorable. At $27,500, graduates owe about $3,000 more than typical Tennessee psychology majors but earn enough in their first year to keep the debt-to-earnings ratio under 0.9—a manageable threshold. More impressive is the earnings trajectory: that 26% jump from year one to year four suggests graduates find their footing relatively quickly, closing the gap with higher-ranked programs like Middle Tennessee State.

For families concerned about affordability—and over half of students here receive Pell grants—this program represents a genuine opportunity. Your child won't match Vanderbilt or Rhodes earnings, but they'll likely outpace graduates from two-thirds of Tennessee psychology programs while taking on reasonable debt. The combination of below-average borrowing and above-average state outcomes makes this a practical choice for Tennessee residents considering psychology.

Where Tennessee State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Tennessee State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tennessee State University graduates compare to all programs nationally

Tennessee State University graduates earn $31k, placing them in the 44th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Psychology bachelors's programs at peer institutions in Tennessee (34 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee State University$30,735$38,799$27,5000.89
Rhodes College$37,563$53,414$24,5890.65
Trevecca Nazarene University$37,019—$21,3750.58
Vanderbilt University$36,716$54,652$11,2090.31
The University of the South$35,379$45,835$17,1480.48
Middle Tennessee State University$32,433$35,287$22,0000.68
National Median$31,482—$25,5000.81

Other Psychology Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rhodes College
Memphis
$54,892$37,563$24,589
Trevecca Nazarene University
Nashville
$29,790$37,019$21,375
Vanderbilt University
Nashville
$63,946$36,716$11,209
The University of the South
Sewanee
$53,698$35,379$17,148
Middle Tennessee State University
Murfreesboro
$9,506$32,433$22,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee State University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 69 graduates with reported earnings and 91 graduates with debt data. Small samples may not be representative.