Psychology at Tennessee State University
Bachelor's Degree
Analysis
Tennessee State's psychology program quietly outperforms most Tennessee competitors despite serving a predominantly low-income student body. With graduates earning $38,799 four years out—ranking in the 60th percentile statewide—this program beats the Tennessee median by over $9,000 annually while charging only slightly more in debt than the state average. That's significant context: it costs marginally more but delivers substantially better outcomes than most Tennessee psychology programs.
The debt picture looks particularly favorable. At $27,500, graduates owe about $3,000 more than typical Tennessee psychology majors but earn enough in their first year to keep the debt-to-earnings ratio under 0.9—a manageable threshold. More impressive is the earnings trajectory: that 26% jump from year one to year four suggests graduates find their footing relatively quickly, closing the gap with higher-ranked programs like Middle Tennessee State.
For families concerned about affordability—and over half of students here receive Pell grants—this program represents a genuine opportunity. Your child won't match Vanderbilt or Rhodes earnings, but they'll likely outpace graduates from two-thirds of Tennessee psychology programs while taking on reasonable debt. The combination of below-average borrowing and above-average state outcomes makes this a practical choice for Tennessee residents considering psychology.
Where Tennessee State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Tennessee State University graduates compare to all programs nationally
Tennessee State University graduates earn $31k, placing them in the 44th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Tennessee
Psychology bachelors's programs at peer institutions in Tennessee (34 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Tennessee State University | $30,735 | $38,799 | $27,500 | 0.89 |
| Rhodes College | $37,563 | $53,414 | $24,589 | 0.65 |
| Trevecca Nazarene University | $37,019 | — | $21,375 | 0.58 |
| Vanderbilt University | $36,716 | $54,652 | $11,209 | 0.31 |
| The University of the South | $35,379 | $45,835 | $17,148 | 0.48 |
| Middle Tennessee State University | $32,433 | $35,287 | $22,000 | 0.68 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Tennessee
Compare tuition, earnings, and debt across Tennessee schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Rhodes College Memphis | $54,892 | $37,563 | $24,589 |
| Trevecca Nazarene University Nashville | $29,790 | $37,019 | $21,375 |
| Vanderbilt University Nashville | $63,946 | $36,716 | $11,209 |
| The University of the South Sewanee | $53,698 | $35,379 | $17,148 |
| Middle Tennessee State University Murfreesboro | $9,506 | $32,433 | $22,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee State University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 69 graduates with reported earnings and 91 graduates with debt data. Small samples may not be representative.