Median Earnings (1yr)
$29,449
5th percentile (40th in TN)
Median Debt
$31,500
19% above national median
Debt-to-Earnings
1.07
Elevated
Sample Size
27
Limited data

Analysis

Tennessee State's social work program sits in the bottom quartile nationally for graduate earnings, but the picture looks somewhat better within Tennessee, where it ranks around the 40th percentile—essentially middle of the pack among state options. While first-year graduates earn $29,449 compared to Tennessee's median of $34,380, they're carrying $31,500 in debt, which is higher than both state and national norms for this field.

The real concern here is the debt-to-earnings math: graduates owe more than they'll earn in their first year, and even with 23% earnings growth by year four, they're still earning about $1,500 less than Union University graduates make right out of school. For a profession like social work—where passion often trumps paychecks—starting $5,000 below the state median while carrying above-average debt creates financial strain that could affect career choices and life decisions for years.

That said, the small sample size (under 30 graduates) means one or two outcomes can swing these numbers significantly. If your child is committed to social work and TSU feels like the right fit, the 93% admission rate and high Pell Grant enrollment suggest an accessible, service-oriented community. Just know they'll likely need to be strategic about debt—maximize grants, consider living at home if possible—because this program's economics are tighter than most Tennessee alternatives.

Where Tennessee State University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Tennessee State UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tennessee State University graduates compare to all programs nationally

Tennessee State University graduates earn $29k, placing them in the 5th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Social Work bachelors's programs at peer institutions in Tennessee (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee State University$29,449$36,112$31,5001.07
Union University$38,056$37,136$39,4151.04
The University of Tennessee-Knoxville$37,730$40,093$25,6830.68
University of Memphis$36,220$38,835$36,5061.01
Middle Tennessee State University$35,574$37,223$22,1000.62
Austin Peay State University$34,384$35,356$26,0000.76
National Median$37,296—$26,3620.71

Other Social Work Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Union University
Jackson
$38,450$38,056$39,415
The University of Tennessee-Knoxville
Knoxville
$13,484$37,730$25,683
University of Memphis
Memphis
$10,344$36,220$36,506
Middle Tennessee State University
Murfreesboro
$9,506$35,574$22,100
Austin Peay State University
Clarksville
$8,675$34,384$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee State University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.