Median Earnings (1yr)
$25,087
13th percentile (40th in TN)
Median Debt
$15,500
38% below national median
Debt-to-Earnings
0.62
Manageable
Sample Size
78
Adequate data

Analysis

Tennessee Tech's biology program stands out for one crucial factor: its remarkably low debt burden of $15,500, ranking in the 5th percentile nationally—meaning 95% of biology programs saddle graduates with more debt. That's $9,500 less than the typical biology major nationwide and substantially below Tennessee's state median of $24,062. For parents worried about their child's financial flexibility after graduation, this matters enormously.

The earnings picture requires patience. First-year graduates earn $25,087, placing this program below both state and national medians. However, the 79% earnings jump to $44,849 by year four suggests graduates are securing better positions after initial entry-level roles, likely in healthcare, research, or graduate programs. Within Tennessee, this program sits at the 40th percentile—middle of the pack for the state, trailing programs at MTSU and University of Memphis but ahead of many others. The debt-to-first-year-earnings ratio of 0.62 is manageable even in that difficult first year.

The value proposition becomes clear when you combine low debt with solid four-year earnings: graduates emerge with minimal financial burden and reasonable income potential. Biology majors often pursue further education or start in low-paying lab positions before advancing—Tennessee Tech's affordable model makes those paths more accessible. For families seeking a biology degree without the debt load that typically accompanies it, this program delivers financial breathing room that matters more than flashy first-year salaries.

Where Tennessee Technological University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Tennessee Technological UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tennessee Technological University graduates compare to all programs nationally

Tennessee Technological University graduates earn $25k, placing them in the 13th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Biology bachelors's programs at peer institutions in Tennessee (37 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee Technological University$25,087$44,849$15,5000.62
Middle Tennessee State University$35,986$46,822$21,5000.60
University of Memphis$32,145$39,689$25,0000.78
Tennessee State University$30,672$40,923$29,3750.96
The University of Tennessee-Chattanooga$29,643$43,959$20,0000.67
Rhodes College$28,901—$23,4650.81
National Median$32,316—$25,0000.77

Other Biology Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Middle Tennessee State University
Murfreesboro
$9,506$35,986$21,500
University of Memphis
Memphis
$10,344$32,145$25,000
Tennessee State University
Nashville
$8,568$30,672$29,375
The University of Tennessee-Chattanooga
Chattanooga
$10,144$29,643$20,000
Rhodes College
Memphis
$54,892$28,901$23,465

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee Technological University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 78 graduates with reported earnings and 80 graduates with debt data. Small samples may not be representative.