Analysis
Tennessee Tech's biology program stands out for one crucial factor: its remarkably low debt burden of $15,500, ranking in the 5th percentile nationally—meaning 95% of biology programs saddle graduates with more debt. That's $9,500 less than the typical biology major nationwide and substantially below Tennessee's state median of $24,062. For parents worried about their child's financial flexibility after graduation, this matters enormously.
The earnings picture requires patience. First-year graduates earn $25,087, placing this program below both state and national medians. However, the 79% earnings jump to $44,849 by year four suggests graduates are securing better positions after initial entry-level roles, likely in healthcare, research, or graduate programs. Within Tennessee, this program sits at the 40th percentile—middle of the pack for the state, trailing programs at MTSU and University of Memphis but ahead of many others. The debt-to-first-year-earnings ratio of 0.62 is manageable even in that difficult first year.
The value proposition becomes clear when you combine low debt with solid four-year earnings: graduates emerge with minimal financial burden and reasonable income potential. Biology majors often pursue further education or start in low-paying lab positions before advancing—Tennessee Tech's affordable model makes those paths more accessible. For families seeking a biology degree without the debt load that typically accompanies it, this program delivers financial breathing room that matters more than flashy first-year salaries.
Where Tennessee Technological University Stands
Earnings vs. debt across all biology bachelors's programs nationally
Earnings Distribution
How Tennessee Technological University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Tennessee Technological University | $25,087 | $44,849 | +79% |
| Lipscomb University | $20,387 | $52,176 | +156% |
| Middle Tennessee State University | $35,986 | $46,822 | +30% |
| The University of Tennessee-Knoxville | $27,487 | $44,486 | +62% |
| The University of Tennessee-Chattanooga | $29,643 | $43,959 | +48% |
Compare to Similar Programs in Tennessee
Biology bachelors's programs at peer institutions in Tennessee (37 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,084 | $25,087 | $44,849 | $15,500 | 0.62 | |
| $9,506 | $35,986 | $46,822 | $21,500 | 0.60 | |
| $10,344 | $32,145 | $39,689 | $25,000 | 0.78 | |
| $8,568 | $30,672 | $40,923 | $29,375 | 0.96 | |
| $10,144 | $29,643 | $43,959 | $20,000 | 0.67 | |
| $54,892 | $28,901 | — | $23,465 | 0.81 | |
| National Median | — | $32,316 | — | $25,000 | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee Technological University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 78 graduates with reported earnings and 80 graduates with debt data. Small samples may not be representative.