Median Earnings (1yr)
$25,087
13th percentile
40th percentile in Tennessee
Median Debt
$15,500
38% below national median

Analysis

Tennessee Tech's biology program stands out for one crucial factor: its remarkably low debt burden of $15,500, ranking in the 5th percentile nationally—meaning 95% of biology programs saddle graduates with more debt. That's $9,500 less than the typical biology major nationwide and substantially below Tennessee's state median of $24,062. For parents worried about their child's financial flexibility after graduation, this matters enormously.

The earnings picture requires patience. First-year graduates earn $25,087, placing this program below both state and national medians. However, the 79% earnings jump to $44,849 by year four suggests graduates are securing better positions after initial entry-level roles, likely in healthcare, research, or graduate programs. Within Tennessee, this program sits at the 40th percentile—middle of the pack for the state, trailing programs at MTSU and University of Memphis but ahead of many others. The debt-to-first-year-earnings ratio of 0.62 is manageable even in that difficult first year.

The value proposition becomes clear when you combine low debt with solid four-year earnings: graduates emerge with minimal financial burden and reasonable income potential. Biology majors often pursue further education or start in low-paying lab positions before advancing—Tennessee Tech's affordable model makes those paths more accessible. For families seeking a biology degree without the debt load that typically accompanies it, this program delivers financial breathing room that matters more than flashy first-year salaries.

Where Tennessee Technological University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Earnings Distribution

How Tennessee Technological University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Tennessee Technological University$25,087$44,849+79%
Lipscomb University$20,387$52,176+156%
Middle Tennessee State University$35,986$46,822+30%
The University of Tennessee-Knoxville$27,487$44,486+62%
The University of Tennessee-Chattanooga$29,643$43,959+48%

Compare to Similar Programs in Tennessee

Biology bachelors's programs at peer institutions in Tennessee (37 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee Technological UniversityCookeville$10,084$25,087$44,849$15,5000.62
Middle Tennessee State UniversityMurfreesboro$9,506$35,986$46,822$21,5000.60
University of MemphisMemphis$10,344$32,145$39,689$25,0000.78
Tennessee State UniversityNashville$8,568$30,672$40,923$29,3750.96
The University of Tennessee-ChattanoogaChattanooga$10,144$29,643$43,959$20,0000.67
Rhodes CollegeMemphis$54,892$28,901$23,4650.81
National Median$32,316$25,0000.77

Career Paths

Occupations commonly associated with biology graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Medical Scientists, Except Epidemiologists

Conduct research dealing with the understanding of human diseases and the improvement of human health. Engage in clinical investigation, research and development, or other related activities.

$100,590/yrJobs growth:Doctoral or professional degree

Biological Science Teachers, Postsecondary

Teach courses in biological sciences. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Forensic Science Technicians

Collect, identify, classify, and analyze physical evidence related to criminal investigations. Perform tests on weapons or substances, such as fiber, hair, and tissue to determine significance to investigation. May testify as expert witnesses on evidence or crime laboratory techniques. May serve as specialists in area of expertise, such as ballistics, fingerprinting, handwriting, or biochemistry.

$67,440/yrJobs growth:Bachelor's degree

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Biological Technicians

Assist biological and medical scientists. Set up, operate, and maintain laboratory instruments and equipment, monitor experiments, collect data and samples, make observations, and calculate and record results. May analyze organic substances, such as blood, food, and drugs.

$52,000/yrJobs growth:Bachelor's degree

Agricultural Technicians

Work with agricultural scientists in plant, fiber, and animal research, or assist with animal breeding and nutrition. Set up or maintain laboratory equipment and collect samples from crops or animals. Prepare specimens or record data to assist scientists in biology or related life science experiments. Conduct tests and experiments to improve yield and quality of crops or to increase the resistance of plants and animals to disease or insects.

$48,480/yrJobs growth:Associate's degree

Precision Agriculture Technicians

Apply geospatial technologies, including geographic information systems (GIS) and Global Positioning System (GPS), to agricultural production or management activities, such as pest scouting, site-specific pesticide application, yield mapping, or variable-rate irrigation. May use computers to develop or analyze maps or remote sensing images to compare physical topography with data on soils, fertilizer, pests, or weather.

$48,480/yrJobs growth:Associate's degree

Food Science Technicians

Work with food scientists or technologists to perform standardized qualitative and quantitative tests to determine physical or chemical properties of food or beverage products. Includes technicians who assist in research and development of production technology, quality control, packaging, processing, and use of foods.

$48,480/yrJobs growth:Associate's degree

Biological Scientists, All Other

All biological scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee Technological University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 78 graduates with reported earnings and 80 graduates with debt data. Small samples may not be representative.