Median Earnings (1yr)
$28,394
25th percentile
40th percentile in Tennessee
Median Debt
$13,750
46% below national median

Analysis

Tennessee Tech's psychology program stands out for one crucial reason: graduates leave with roughly half the debt of their peers across Tennessee ($13,750 versus a state median of nearly $25,000). That's a significant advantage that compensates for first-year earnings of $28,394, which lag both the state and national medians by a few thousand dollars.

Within Tennessee's psychology landscape, this program sits squarely in the middle for earnings—40th percentile—but the debt picture transforms the value equation. While top programs like Rhodes and Vanderbilt produce higher-earning graduates, their students typically carry much heavier debt loads. The 21% earnings growth to $34,296 by year four suggests graduates find their footing in the job market, closing much of that initial gap with peer programs.

The practical implication: your child could graduate with manageable debt that represents less than half a year's salary, rather than the crushing burden that often follows psychology degrees. This isn't a path to quick financial returns—psychology bachelor's degrees rarely are—but the controlled borrowing means your graduate has breathing room to pursue graduate school, accept lower-paying but valuable early-career positions, or simply establish financial independence without constant debt stress. For families prioritizing affordability within Tennessee's public university system, that's the real value here.

Where Tennessee Technological University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Tennessee Technological University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Tennessee Technological University$28,394$34,296+21%
Vanderbilt University$36,716$54,652+49%
Rhodes College$37,563$53,414+42%
The University of the South$35,379$45,835+30%
The University of Tennessee-Chattanooga$30,984$39,041+26%

Compare to Similar Programs in Tennessee

Psychology bachelors's programs at peer institutions in Tennessee (34 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee Technological UniversityCookeville$10,084$28,394$34,296$13,7500.48
Rhodes CollegeMemphis$54,892$37,563$53,414$24,5890.65
Trevecca Nazarene UniversityNashville$29,790$37,019$21,3750.58
Vanderbilt UniversityNashville$63,946$36,716$54,652$11,2090.31
The University of the SouthSewanee$53,698$35,379$45,835$17,1480.48
Middle Tennessee State UniversityMurfreesboro$9,506$32,433$35,287$22,0000.68
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee Technological University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 53 graduates with reported earnings and 67 graduates with debt data. Small samples may not be representative.