Analysis
A debt load of roughly $25,000 for a chemistry bachelor's would be manageable if the earnings estimates hold true. Chemistry programs in Tennessee cluster tightly around $41,000-$42,000 in first-year earnings, and this program's estimated figures fall right in that range. The 0.60 debt-to-earnings ratio suggests graduates could reasonably handle payments while building their careers, assuming the job market for chemistry grads in Tennessee operates as expected.
The uncertainty here matters more than usual because Tennessee Wesleyan's actual outcomes aren't availableβthe graduate sample was too small for the Department of Education to publish. We're working from what similar Tennessee chemistry programs produce, which provides a baseline but can't tell you about this specific school's industry connections, lab resources, or graduate school placement. Chemistry is a credential where the institution's reputation and research opportunities often determine whether graduates land lab positions versus retail jobs that don't require the degree at all.
If your child is serious about chemistry as a career path, verify what Tennessee Wesleyan's recent graduates are actually doing. Talk to the department about job placement, graduate school acceptance rates, and whether students are conducting meaningful research. The estimated numbers suggest reasonable value, but with no actual data to validate them, you're making this decision on faith that this smaller program delivers outcomes comparable to UT-Knoxville and other established state schools.
Where Tennessee Wesleyan University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Tennessee
Chemistry bachelors's programs at peer institutions in Tennessee (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,264 | $41,589* | β | $24,994* | β | |
| $8,675 | $42,475* | β | $20,500* | 0.48 | |
| $13,484 | $41,589* | $44,354 | $19,500* | 0.47 | |
| $10,144 | $41,588* | β | $24,999* | 0.60 | |
| $10,344 | $36,881* | $50,076 | $20,000* | 0.54 | |
| National Median | β | $42,581* | β | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee Wesleyan University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in TN. Actual outcomes may vary.