Est. Earnings (1yr)
$34,769
Est. from national median (84 programs)
Est. Median Debt
$24,375
Est. from national median (56 programs)

Analysis

In Tennessee, where psychology graduates from comparable programs across the country typically earn around $35,000 in their first year, a $24,375 debt load creates a workable but tight financial picture. That 0.70 debt-to-earnings ratio falls within manageable territory—though it's worth noting that similar programs nationally show a median debt closer to $21,500, suggesting Tennessee Wesleyan's graduates might be carrying somewhat more than peers elsewhere.

The challenge with a psychology bachelor's degree isn't the debt itself but what comes after that first year. Entry-level psychology positions rarely offer rapid salary growth without graduate credentials, and many graduates in this field end up needing additional education to access higher-paying clinical or research roles. That means this $24,375 could be just the first layer of educational debt for students planning to continue in psychology. For those entering directly into human services, social work adjacent roles, or pivoting to other fields entirely, the debt burden becomes more central to the calculation.

For families evaluating Tennessee Wesleyan specifically, the limited graduate sample means we're working with broad national patterns rather than this program's actual track record. If your student is committed to graduate school in psychology, factor that future debt into today's decision. If they're uncertain about their path or hoping a bachelor's will be sufficient, the estimated numbers suggest modest but steady footing—provided that first job materializes quickly after graduation.

Where Tennessee Wesleyan University Stands

Earnings vs. debt across all research and experimental psychology bachelors's programs nationally

Compare to Similar Programs Nationally

Research and Experimental Psychology bachelors's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Tennessee Wesleyan UniversityAthens$29,264$34,769*$24,375*
Tufts UniversityMedford$67,844$56,504*$15,875*0.28
Columbia University in the City of New YorkNew York$69,045$53,156*$56,899$20,500*0.39
Johns Hopkins UniversityBaltimore$63,340$49,035*$14,507*0.30
Yale UniversityNew Haven$64,700$47,874**
Bates CollegeLewiston$63,478$47,376*$13,750*0.29
National Median$34,768*$21,500*0.62
* Estimated from similar programs

Career Paths

Occupations commonly associated with research and experimental psychology graduates

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Medical Scientists, Except Epidemiologists

Conduct research dealing with the understanding of human diseases and the improvement of human health. Engage in clinical investigation, research and development, or other related activities.

$100,590/yrJobs growth:Doctoral or professional degree

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Health Specialties Teachers, Postsecondary

Teach courses in health specialties, in fields such as dentistry, laboratory technology, medicine, pharmacy, public health, therapy, and veterinary medicine.

$83,980/yrJobs growth:

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Managers, All Other

All managers not listed separately.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee Wesleyan University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 84 similar programs. Actual outcomes may vary.