Analysis
The estimated $21,000 debt load for this associate's degree—derived from similar Ohio community college programs—sits well above the national median of $16,500 for data processing credentials. When measured against first-year earnings that peer programs typically produce (around $38,500), that translates to roughly 55 cents of debt per dollar earned, which falls into workable territory but isn't exceptional for a two-year degree.
What's challenging here is that we're working entirely with estimates. Terra State's actual program may perform better or worse than these state and national averages suggest. Data processing roles can vary considerably—from basic clerical work to more technical database management—and starting salaries often reflect which skills the curriculum emphasizes. The fact that a quarter of Terra State students receive Pell grants suggests the school serves students who may need to minimize debt, making that above-average borrowing figure worth scrutinizing.
If your child is serious about this field, visit the program and ask pointed questions: What percentage of graduates find data-related work within six months? What specific software and systems does the curriculum cover? Can the school connect you with recent alumni? Given the uncertainty in these numbers, you need concrete details about job placement and curriculum strength before committing, especially when comparable Ohio programs might offer lower debt loads.
Where Terra State Community College Stands
Earnings vs. debt across all data processing associates's programs nationally
Compare to Similar Programs Nationally
Data Processing associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,660 | $38,559* | — | $21,031* | — | |
| $8,400 | $44,801* | $44,359 | $19,000* | 0.42 | |
| $4,788 | $40,012* | $43,832 | $14,013* | 0.35 | |
| $5,046 | $39,702* | $44,889 | —* | — | |
| $5,639 | $39,062* | $51,290 | $21,083* | 0.54 | |
| $4,468 | $38,825* | $43,340 | $16,500* | 0.42 | |
| National Median | — | $38,559* | — | $16,500* | 0.43 |
Career Paths
Occupations commonly associated with data processing graduates
Computer Occupations, All Other
Web Administrators
Geographic Information Systems Technologists and Technicians
Document Management Specialists
Penetration Testers
Information Security Engineers
Digital Forensics Analysts
Blockchain Engineers
Computer Systems Engineers/Architects
Information Technology Project Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Terra State Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 14 similar programs. Actual outcomes may vary.