Business/Commerce at Texarkana College
Associate's Degree
Analysis
Texarkana College's business associate degree produces graduates earning $27,674 in their first year—roughly $5,300 below the Texas median and nearly $9,000 below the national average. To put this in perspective, graduates from Austin Community College District earn 56% more in their first year, despite offering the same credential. Even within Texas's community colleges, this program sits at just the 25th percentile, meaning three-quarters of comparable programs deliver better financial outcomes.
The $12,514 in typical debt isn't catastrophic, but paired with below-average earnings, it creates a debt-to-earnings ratio of 0.45—manageable but not ideal for an entry-level salary. Graduates are dedicating nearly half their first-year income to debt acquired for credentials that aren't opening doors to higher-paying opportunities. For context, business associate degree holders at similar Texas community colleges are starting at substantially higher salaries with comparable or lower debt loads.
The core issue here is earning power. If your child is set on Texarkana College for location or cost reasons, understand they'll likely need additional education or training to reach competitive wages. Otherwise, nearby alternatives like Austin Community College or even Dallas College offer significantly stronger financial returns for the same degree type and similar debt levels.
Where Texarkana College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Texarkana College graduates compare to all programs nationally
Texarkana College graduates earn $28k, placing them in the 11th percentile of all business/commerce associates programs nationally.
Compare to Similar Programs in Texas
Business/Commerce associates's programs at peer institutions in Texas (43 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Texarkana College | $27,674 | — | $12,514 | 0.45 |
| Strayer University-Texas | $44,154 | $47,516 | $32,810 | 0.74 |
| DeVry University-Texas | $43,716 | — | $30,444 | 0.70 |
| Austin Community College District | $43,267 | $52,005 | $12,500 | 0.29 |
| Blinn College District | $34,483 | $43,026 | $12,399 | 0.36 |
| Dallas College | $34,095 | $51,391 | $10,500 | 0.31 |
| National Median | $36,591 | — | $13,437 | 0.37 |
Other Business/Commerce Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Strayer University-Texas Farmers Branch | $13,920 | $44,154 | $32,810 |
| DeVry University-Texas Irving | $17,488 | $43,716 | $30,444 |
| Austin Community College District Austin | $2,550 | $43,267 | $12,500 |
| Blinn College District Brenham | $4,580 | $34,483 | $12,399 |
| Dallas College Dallas | $2,370 | $34,095 | $10,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texarkana College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.