Finance and Financial Management Services (Bachelor's Degree) at Texas A&M University-Central Texas

Est. Earnings (1yr)Estimated

$52,581

Est. from TX median (40 programs)

Est. Median DebtEstimated

$21,500

Est. from TX median (28 programs)

Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.

Analysis

Texas A&M Central Texas serves a high proportion of Pell-eligible students, and based on comparable finance programs across Texas, graduates here can expect to start around $52,600—right in line with the state median for bachelor's-level finance degrees. The estimated $21,500 in debt is actually below the typical $22,500 for similar Texas programs, yielding a debt-to-earnings ratio of 0.41 that suggests manageable repayment for most graduates entering corporate finance, banking, or accounting roles.

The gap between this program and Texas's elite finance schools is substantial—SMU and UT Austin graduates start above $80,000—but those programs serve different populations and carry their own cost structures. What matters more for families considering Central Texas is whether this pathway into financial services careers makes sense at this price point. The modest debt burden and open-admission model could work well for students who need flexibility (many here are working adults or military-connected) and aren't chasing Wall Street roles.

The key limitation: these figures come from peer programs statewide, not tracked outcomes from Central Texas itself. If you're serious about this school, ask the business department directly about graduate employment and starting salaries. For a working adult finishing a degree or a student who needs to stay near Fort Hood, the estimated numbers suggest reasonable value. For a traditional student with competitive academic credentials, Texas A&M College Station's finance program shows significantly stronger earning potential at entry level.

Where Texas A&M University-Central Texas Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
Texas A&M University-Central TexasKilleen	$6,627	$52,581*	—	$21,500*	—
Southern Methodist UniversityDallas	$64,460	$83,159*	$113,839	$19,500*	0.23
The University of Texas at AustinAustin	$11,678	$81,844*	$95,994	$20,500*	0.25
Texas Christian UniversityFort Worth	$57,220	$78,453*	$90,933	$19,500*	0.25
Texas A&M University-College StationCollege Station	$13,099	$71,409*	$90,976	$16,880*	0.24
University of Phoenix-TexasDallas	—	$70,963*	$59,017	$48,469*	0.68
National Median	—	$53,590*	—	$23,332*	0.44

* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-Central Texas, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 40 similar programs in TX. Actual outcomes may vary.