Analysis
Texas A&M-Central Texas turns out social work graduates who start below both state and national medians but show something promising: their earnings jump 34% by year four, reaching $47,214—well above what most BSW programs deliver even at graduation. While the $35,345 starting salary trails schools like Texas Southern and Prairie View A&M by roughly $5,000-$7,000, that gap narrows considerably as these graduates establish themselves.
The debt picture is manageable at $26,631, requiring less than three-quarters of first-year income to repay. For a school serving a primarily working-class population in the Killeen area (48% receive Pell grants), this represents reasonable leverage. However, the small sample size here—fewer than 30 graduates tracked—means these numbers could shift significantly year to year. The 100% admission rate suggests the school's selective focus is less on who gets in and more on preparing students who already have clear social service career goals.
For parents: if your child is committed to social work and values the university's military-friendly location near Fort Hood, this program won't saddle them with crushing debt. Just recognize they'll likely start in the lower-middle pack of Texas BSW earners. The strong earnings growth suggests the program prepares students for advancement, but those first few years may require tight budgeting.
Where Texas A&M University-Central Texas Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Texas A&M University-Central Texas graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Texas A&M University-Central Texas | $35,345 | $47,214 | +34% |
| Texas Christian University | $33,819 | $57,255 | +69% |
| Lubbock Christian University | $32,952 | $49,439 | +50% |
| Our Lady of the Lake University | $38,209 | $48,423 | +27% |
| Texas Woman's University | $40,340 | $48,113 | +19% |
Compare to Similar Programs in Texas
Social Work bachelors's programs at peer institutions in Texas (35 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,627 | $35,345 | $47,214 | $26,631 | 0.75 | |
| $9,173 | $42,333 | $43,618 | $38,162 | 0.90 | |
| $11,299 | $40,667 | $42,875 | $31,750 | 0.78 | |
| $8,648 | $40,340 | $48,113 | $24,000 | 0.59 | |
| $10,310 | $39,215 | $41,129 | $35,135 | 0.90 | |
| $8,319 | $38,771 | $40,468 | $27,178 | 0.70 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-Central Texas, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 20 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.