Median Earnings (1yr)
$35,345
37th percentile (40th in TX)
Median Debt
$26,631
1% above national median
Debt-to-Earnings
0.75
Manageable
Sample Size
20
Limited data

Analysis

Texas A&M-Central Texas turns out social work graduates who start below both state and national medians but show something promising: their earnings jump 34% by year four, reaching $47,214—well above what most BSW programs deliver even at graduation. While the $35,345 starting salary trails schools like Texas Southern and Prairie View A&M by roughly $5,000-$7,000, that gap narrows considerably as these graduates establish themselves.

The debt picture is manageable at $26,631, requiring less than three-quarters of first-year income to repay. For a school serving a primarily working-class population in the Killeen area (48% receive Pell grants), this represents reasonable leverage. However, the small sample size here—fewer than 30 graduates tracked—means these numbers could shift significantly year to year. The 100% admission rate suggests the school's selective focus is less on who gets in and more on preparing students who already have clear social service career goals.

For parents: if your child is committed to social work and values the university's military-friendly location near Fort Hood, this program won't saddle them with crushing debt. Just recognize they'll likely start in the lower-middle pack of Texas BSW earners. The strong earnings growth suggests the program prepares students for advancement, but those first few years may require tight budgeting.

Where Texas A&M University-Central Texas Stands

Earnings vs. debt across all social work bachelors's programs nationally

Texas A&M University-Central TexasOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas A&M University-Central Texas graduates compare to all programs nationally

Texas A&M University-Central Texas graduates earn $35k, placing them in the 37th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Social Work bachelors's programs at peer institutions in Texas (35 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas A&M University-Central Texas$35,345$47,214$26,6310.75
Texas Southern University$42,333$43,618$38,1620.90
Prairie View A & M University$40,667$42,875$31,7500.78
Texas Woman's University$40,340$48,113$24,0000.59
Midwestern State University$39,215$41,129$35,1350.90
Angelo State University$38,771$40,468$27,1780.70
National Median$37,296—$26,3620.71

Other Social Work Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Southern University
Houston
$9,173$42,333$38,162
Prairie View A & M University
Prairie View
$11,299$40,667$31,750
Texas Woman's University
Denton
$8,648$40,340$24,000
Midwestern State University
Wichita Falls
$10,310$39,215$35,135
Angelo State University
San Angelo
$8,319$38,771$27,178

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-Central Texas, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.