Median Earnings (1yr)
$35,345
37th percentile
40th percentile in Texas
Median Debt
$26,631
1% above national median

Analysis

Texas A&M-Central Texas turns out social work graduates who start below both state and national medians but show something promising: their earnings jump 34% by year four, reaching $47,214—well above what most BSW programs deliver even at graduation. While the $35,345 starting salary trails schools like Texas Southern and Prairie View A&M by roughly $5,000-$7,000, that gap narrows considerably as these graduates establish themselves.

The debt picture is manageable at $26,631, requiring less than three-quarters of first-year income to repay. For a school serving a primarily working-class population in the Killeen area (48% receive Pell grants), this represents reasonable leverage. However, the small sample size here—fewer than 30 graduates tracked—means these numbers could shift significantly year to year. The 100% admission rate suggests the school's selective focus is less on who gets in and more on preparing students who already have clear social service career goals.

For parents: if your child is committed to social work and values the university's military-friendly location near Fort Hood, this program won't saddle them with crushing debt. Just recognize they'll likely start in the lower-middle pack of Texas BSW earners. The strong earnings growth suggests the program prepares students for advancement, but those first few years may require tight budgeting.

Where Texas A&M University-Central Texas Stands

Earnings vs. debt across all social work bachelors's programs nationally

Earnings Distribution

How Texas A&M University-Central Texas graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Texas A&M University-Central Texas$35,345$47,214+34%
Texas Christian University$33,819$57,255+69%
Lubbock Christian University$32,952$49,439+50%
Our Lady of the Lake University$38,209$48,423+27%
Texas Woman's University$40,340$48,113+19%

Compare to Similar Programs in Texas

Social Work bachelors's programs at peer institutions in Texas (35 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas A&M University-Central TexasKilleen$6,627$35,345$47,214$26,6310.75
Texas Southern UniversityHouston$9,173$42,333$43,618$38,1620.90
Prairie View A & M UniversityPrairie View$11,299$40,667$42,875$31,7500.78
Texas Woman's UniversityDenton$8,648$40,340$48,113$24,0000.59
Midwestern State UniversityWichita Falls$10,310$39,215$41,129$35,1350.90
Angelo State UniversitySan Angelo$8,319$38,771$40,468$27,1780.70
National Median$37,296$26,3620.71

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas A&M University-Central Texas, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.