Median Earnings (1yr)
$53,873
51st percentile
60th percentile in Texas
Median Debt
$32,987
41% above national median

Analysis

Texas Southern's finance program starts off promising—graduates earn $53,873 in their first year, which beats the Texas median and lands in the 60th percentile statewide. That's respectable performance from a school serving predominantly low-income students (71% receive Pell grants). The debt load of $33,000 is manageable relative to that first-year salary, sitting well below the typical threshold that financial aid experts consider worrisome.

The concerning part is what happens next. By year four, median earnings drop to $41,190—a 23% decline that's hard to explain by normal career patterns. Finance professionals typically see steady salary growth, not sharp drops. This could reflect graduates switching industries, taking time off, or other factors, but with fewer than 30 graduates in this dataset, we can't distinguish between a meaningful trend and statistical noise. It's also worth noting that even strong Texas programs like UT Austin show modest early earnings growth, so some volatility may be field-specific in this state.

For families considering this program, the decision hinges on the first-year outcome holding steady. If your child can land in that $54,000 range and manage the debt load, it's a reasonable foundation. But the small sample size means you're making this call with limited visibility. Look for additional data points—job placement rates, internship partnerships, alumni networks in Houston's financial sector—before committing.

Where Texas Southern University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How Texas Southern University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Texas Southern University$53,873$41,190-24%
Southern Methodist University$83,159$113,839+37%
The University of Texas at Austin$81,844$95,994+17%
Texas A&M University-College Station$71,409$90,976+27%
Texas Christian University$78,453$90,933+16%

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas Southern UniversityHouston$9,173$53,873$41,190$32,9870.61
Southern Methodist UniversityDallas$64,460$83,159$113,839$19,5000.23
The University of Texas at AustinAustin$11,678$81,844$95,994$20,5000.25
Texas Christian UniversityFort Worth$57,220$78,453$90,933$19,5000.25
Texas A&M University-College StationCollege Station$13,099$71,409$90,976$16,8800.24
University of Phoenix-TexasDallas$70,963$59,017$48,4690.68
National Median$53,590$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Southern University, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.