Median Earnings (1yr)
$53,873
51st percentile (60th in TX)
Median Debt
$32,987
41% above national median
Debt-to-Earnings
0.61
Manageable
Sample Size
25
Limited data

Analysis

Texas Southern's finance program starts off promising—graduates earn $53,873 in their first year, which beats the Texas median and lands in the 60th percentile statewide. That's respectable performance from a school serving predominantly low-income students (71% receive Pell grants). The debt load of $33,000 is manageable relative to that first-year salary, sitting well below the typical threshold that financial aid experts consider worrisome.

The concerning part is what happens next. By year four, median earnings drop to $41,190—a 23% decline that's hard to explain by normal career patterns. Finance professionals typically see steady salary growth, not sharp drops. This could reflect graduates switching industries, taking time off, or other factors, but with fewer than 30 graduates in this dataset, we can't distinguish between a meaningful trend and statistical noise. It's also worth noting that even strong Texas programs like UT Austin show modest early earnings growth, so some volatility may be field-specific in this state.

For families considering this program, the decision hinges on the first-year outcome holding steady. If your child can land in that $54,000 range and manage the debt load, it's a reasonable foundation. But the small sample size means you're making this call with limited visibility. Look for additional data points—job placement rates, internship partnerships, alumni networks in Houston's financial sector—before committing.

Where Texas Southern University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Texas Southern UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas Southern University graduates compare to all programs nationally

Texas Southern University graduates earn $54k, placing them in the 51th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas Southern University$53,873$41,190$32,9870.61
Southern Methodist University$83,159$113,839$19,5000.23
The University of Texas at Austin$81,844$95,994$20,5000.25
Texas Christian University$78,453$90,933$19,5000.25
Texas A&M University-College Station$71,409$90,976$16,8800.24
University of Phoenix-Texas$70,963$59,017$48,4690.68
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$83,159$19,500
The University of Texas at Austin
Austin
$11,678$81,844$20,500
Texas Christian University
Fort Worth
$57,220$78,453$19,500
Texas A&M University-College Station
College Station
$13,099$71,409$16,880
University of Phoenix-Texas
Dallas
—$70,963$48,469

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Southern University, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.