Analysis
Texas Southern's finance program starts off promising—graduates earn $53,873 in their first year, which beats the Texas median and lands in the 60th percentile statewide. That's respectable performance from a school serving predominantly low-income students (71% receive Pell grants). The debt load of $33,000 is manageable relative to that first-year salary, sitting well below the typical threshold that financial aid experts consider worrisome.
The concerning part is what happens next. By year four, median earnings drop to $41,190—a 23% decline that's hard to explain by normal career patterns. Finance professionals typically see steady salary growth, not sharp drops. This could reflect graduates switching industries, taking time off, or other factors, but with fewer than 30 graduates in this dataset, we can't distinguish between a meaningful trend and statistical noise. It's also worth noting that even strong Texas programs like UT Austin show modest early earnings growth, so some volatility may be field-specific in this state.
For families considering this program, the decision hinges on the first-year outcome holding steady. If your child can land in that $54,000 range and manage the debt load, it's a reasonable foundation. But the small sample size means you're making this call with limited visibility. Look for additional data points—job placement rates, internship partnerships, alumni networks in Houston's financial sector—before committing.
Where Texas Southern University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Texas Southern University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Texas Southern University | $53,873 | $41,190 | -24% |
| Southern Methodist University | $83,159 | $113,839 | +37% |
| The University of Texas at Austin | $81,844 | $95,994 | +17% |
| Texas A&M University-College Station | $71,409 | $90,976 | +27% |
| Texas Christian University | $78,453 | $90,933 | +16% |
Compare to Similar Programs in Texas
Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,173 | $53,873 | $41,190 | $32,987 | 0.61 | |
| $64,460 | $83,159 | $113,839 | $19,500 | 0.23 | |
| $11,678 | $81,844 | $95,994 | $20,500 | 0.25 | |
| $57,220 | $78,453 | $90,933 | $19,500 | 0.25 | |
| $13,099 | $71,409 | $90,976 | $16,880 | 0.24 | |
| — | $70,963 | $59,017 | $48,469 | 0.68 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Southern University, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.