Business/Commerce at Texas Southmost College
Associate's Degree
Analysis
The small sample size here demands caution, but the pattern is troubling enough to address head-on: graduates from this business program are earning $25,873 one year out—about $7,000 below the Texas median for associate's in business and a full $10,000 below the national benchmark. This places the program in just the 5th percentile nationally, meaning 95% of comparable programs produce better earnings outcomes. While the debt load of $10,655 is manageable in absolute terms, it represents 41% of first-year earnings, which is higher than you'd want when starting salaries are this compressed.
Location likely plays a significant role here. Brownsville sits in one of Texas's economically disadvantaged regions, which constrains local job markets regardless of program quality. However, even accounting for regional economics, the gap is substantial—nearby community colleges in Texas are placing business graduates into jobs paying $8,000 to $17,000 more annually. The question becomes whether your student plans to stay in the Rio Grande Valley (where these earnings might go further given lower costs of living) or relocate to access better-paying markets.
If staying local is the plan and the debt stays this low, this could work as an affordable credential. But if your child has mobility options or can access one of Texas's stronger community college business programs elsewhere in the state, those alternatives deserve serious consideration given the significant earnings premium they deliver.
Where Texas Southmost College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Texas Southmost College graduates compare to all programs nationally
Texas Southmost College graduates earn $26k, placing them in the 5th percentile of all business/commerce associates programs nationally.
Compare to Similar Programs in Texas
Business/Commerce associates's programs at peer institutions in Texas (43 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Texas Southmost College | $25,873 | — | $10,655 | 0.41 |
| Strayer University-Texas | $44,154 | $47,516 | $32,810 | 0.74 |
| DeVry University-Texas | $43,716 | — | $30,444 | 0.70 |
| Austin Community College District | $43,267 | $52,005 | $12,500 | 0.29 |
| Blinn College District | $34,483 | $43,026 | $12,399 | 0.36 |
| Dallas College | $34,095 | $51,391 | $10,500 | 0.31 |
| National Median | $36,591 | — | $13,437 | 0.37 |
Other Business/Commerce Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Strayer University-Texas Farmers Branch | $13,920 | $44,154 | $32,810 |
| DeVry University-Texas Irving | $17,488 | $43,716 | $30,444 |
| Austin Community College District Austin | $2,550 | $43,267 | $12,500 |
| Blinn College District Brenham | $4,580 | $34,483 | $12,399 |
| Dallas College Dallas | $2,370 | $34,095 | $10,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Southmost College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 24 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.