Median Earnings (1yr)
$49,981
30th percentile (40th in TX)
Median Debt
$23,250
At national median
Debt-to-Earnings
0.47
Manageable
Sample Size
296
Adequate data

Analysis

Texas State's finance program starts graduates at $50K but demonstrates impressive momentum, with earnings jumping 32% to nearly $66K by year four. While initial earnings trail both national and state medians by about $3-4K, this growth trajectory suggests graduates are building valuable career capital in their early years. The $23,250 debt load—right at the national and state medians—means graduates owe less than half their first-year salary, a manageable starting point.

The performance gap with Texas's elite finance programs is substantial: UT Austin and SMU graduates earn 60-65% more right out of the gate. However, that comparison misses context. Texas State's 89% admission rate and accessible price point serve a different student population than these highly selective competitors. Among Texas's 59 finance programs, landing at the 40th percentile isn't remarkable, but the strong earnings growth pattern matters more than the initial ranking.

For families seeking an affordable path into finance without elite credentials, this works. Graduates aren't commanding premium starting salaries, but they're earning livable incomes with reasonable debt and showing solid career progression. The key question is whether your student can leverage Texas State's location between Austin and San Antonio to access internships and entry-level opportunities that fuel that early-career growth. The data suggests many graduates are doing exactly that.

Where Texas State University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Texas State UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas State University graduates compare to all programs nationally

Texas State University graduates earn $50k, placing them in the 30th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas State University$49,981$65,858$23,2500.47
Southern Methodist University$83,159$113,839$19,5000.23
The University of Texas at Austin$81,844$95,994$20,5000.25
Texas Christian University$78,453$90,933$19,5000.25
Texas A&M University-College Station$71,409$90,976$16,8800.24
University of Phoenix-Texas$70,963$59,017$48,4690.68
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$83,159$19,500
The University of Texas at Austin
Austin
$11,678$81,844$20,500
Texas Christian University
Fort Worth
$57,220$78,453$19,500
Texas A&M University-College Station
College Station
$13,099$71,409$16,880
University of Phoenix-Texas
Dallas
—$70,963$48,469

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas State University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 296 graduates with reported earnings and 294 graduates with debt data. Small samples may not be representative.