Median Earnings (1yr)
$49,981
30th percentile
40th percentile in Texas
Median Debt
$23,250
At national median

Analysis

Texas State's finance program starts graduates at $50K but demonstrates impressive momentum, with earnings jumping 32% to nearly $66K by year four. While initial earnings trail both national and state medians by about $3-4K, this growth trajectory suggests graduates are building valuable career capital in their early years. The $23,250 debt loadβ€”right at the national and state mediansβ€”means graduates owe less than half their first-year salary, a manageable starting point.

The performance gap with Texas's elite finance programs is substantial: UT Austin and SMU graduates earn 60-65% more right out of the gate. However, that comparison misses context. Texas State's 89% admission rate and accessible price point serve a different student population than these highly selective competitors. Among Texas's 59 finance programs, landing at the 40th percentile isn't remarkable, but the strong earnings growth pattern matters more than the initial ranking.

For families seeking an affordable path into finance without elite credentials, this works. Graduates aren't commanding premium starting salaries, but they're earning livable incomes with reasonable debt and showing solid career progression. The key question is whether your student can leverage Texas State's location between Austin and San Antonio to access internships and entry-level opportunities that fuel that early-career growth. The data suggests many graduates are doing exactly that.

Where Texas State University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How Texas State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Texas State University$49,981$65,858+32%
Southern Methodist University$83,159$113,839+37%
The University of Texas at Austin$81,844$95,994+17%
Texas A&M University-College Station$71,409$90,976+27%
Texas Christian University$78,453$90,933+16%

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas State UniversitySan Marcos$11,450$49,981$65,858$23,2500.47
Southern Methodist UniversityDallas$64,460$83,159$113,839$19,5000.23
The University of Texas at AustinAustin$11,678$81,844$95,994$20,5000.25
Texas Christian UniversityFort Worth$57,220$78,453$90,933$19,5000.25
Texas A&M University-College StationCollege Station$13,099$71,409$90,976$16,8800.24
University of Phoenix-TexasDallasβ€”$70,963$59,017$48,4690.68
National Medianβ€”$53,590β€”$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas State University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 296 graduates with reported earnings and 294 graduates with debt data. Small samples may not be representative.