Analysis
Texas State's finance program starts graduates at $50K but demonstrates impressive momentum, with earnings jumping 32% to nearly $66K by year four. While initial earnings trail both national and state medians by about $3-4K, this growth trajectory suggests graduates are building valuable career capital in their early years. The $23,250 debt loadβright at the national and state mediansβmeans graduates owe less than half their first-year salary, a manageable starting point.
The performance gap with Texas's elite finance programs is substantial: UT Austin and SMU graduates earn 60-65% more right out of the gate. However, that comparison misses context. Texas State's 89% admission rate and accessible price point serve a different student population than these highly selective competitors. Among Texas's 59 finance programs, landing at the 40th percentile isn't remarkable, but the strong earnings growth pattern matters more than the initial ranking.
For families seeking an affordable path into finance without elite credentials, this works. Graduates aren't commanding premium starting salaries, but they're earning livable incomes with reasonable debt and showing solid career progression. The key question is whether your student can leverage Texas State's location between Austin and San Antonio to access internships and entry-level opportunities that fuel that early-career growth. The data suggests many graduates are doing exactly that.
Where Texas State University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Texas State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Texas State University | $49,981 | $65,858 | +32% |
| Southern Methodist University | $83,159 | $113,839 | +37% |
| The University of Texas at Austin | $81,844 | $95,994 | +17% |
| Texas A&M University-College Station | $71,409 | $90,976 | +27% |
| Texas Christian University | $78,453 | $90,933 | +16% |
Compare to Similar Programs in Texas
Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,450 | $49,981 | $65,858 | $23,250 | 0.47 | |
| $64,460 | $83,159 | $113,839 | $19,500 | 0.23 | |
| $11,678 | $81,844 | $95,994 | $20,500 | 0.25 | |
| $57,220 | $78,453 | $90,933 | $19,500 | 0.25 | |
| $13,099 | $71,409 | $90,976 | $16,880 | 0.24 | |
| β | $70,963 | $59,017 | $48,469 | 0.68 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas State University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 296 graduates with reported earnings and 294 graduates with debt data. Small samples may not be representative.