Computer and Information Sciences at The University of Montana

A $12,500 debt load is manageable by any standard, but the question is whether this associate's degree opens doors quickly enough to justify the opportunity cost. Based on national data from similar community college computer programs, first-year earnings around $35,800 suggest graduates often start in help desk or entry-level IT support roles—positions that sometimes don't require formal credentials at all. The four-year figure of $48,200 shows meaningful growth, but that's a long runway to better compensation.

Montana's tech job market is concentrated in Missoula and Bozeman, which limits local opportunities compared to tech-heavy states. With an open-admission policy, University of Montana attracts students across the ability spectrum, meaning program quality and career support services become crucial differentiators. The suppressed earnings data—likely reflecting very small graduating cohorts—suggests this isn't a large or established program, which could affect networking opportunities and employer recognition.

The debt-to-earnings ratio of 0.35 looks reasonable on paper, but your child needs a clear plan for what comes after: whether they'll transfer to complete a bachelor's degree (where the real tech earnings power lies), or leverage certifications alongside the associate's to compete for better-paying positions immediately. Without that strategic direction, an associate's in this field risks becoming an expensive stepping stone that didn't actually step anywhere.