Microbiological Sciences and Immunology at The University of Montana

A $22,000 debt load for first-year earnings around $38,000 creates a manageable starting point—peer programs nationally suggest these biology-focused degrees typically produce debt-to-earnings ratios in the 0.5-0.6 range. That puts Montana roughly in line with what you'd expect from a microbiology bachelor's degree. The challenge isn't the debt burden itself but rather what similar programs show about career trajectories: many graduates need additional credentials (master's degrees, medical school, or specialized certifications) to access higher-paying positions in research, clinical labs, or biotechnology. If your student plans to work immediately after graduation rather than continue their education, $38,000 represents a realistic but modest entry salary.

Montana State in Bozeman reports nearly identical outcomes at $37,181, which suggests these estimates track well with what's actually happening in the state's microbiology job market. The 96% admission rate at University of Montana means access isn't a barrier, but the real question is whether your student intends to use this degree as a stepping stone to graduate school or professional training—where the degree's value significantly increases—or as a terminal credential. For lab technician or quality control roles straight out of college, the numbers work. For research scientist aspirations, factor in the cost and timeline of additional education beyond this bachelor's degree.