Analysis
Similar business economics programs in Tennessee suggest first-year earnings around $43,400—roughly $10,000 below what national graduates typically earn. That gap matters when you're evaluating whether this degree justifies even the estimated $21,000 in debt, which sits comfortably below both state and national medians but still requires deliberate repayment planning on an entry-level salary.
The Tennessee market for this credential appears fairly uniform, with UT-Knoxville graduates earning just $600 more according to actual reported data. This consistency suggests the estimate is reasonable, but it also means you're looking at a credential where location and school prestige matter less than you might expect. The real question becomes whether business economics specifically—as opposed to broader business programs—opens doors worth the investment when starting salaries cluster in the low-40s regardless of which Tennessee school your child attends.
The debt-to-earnings ratio of 0.49 suggests manageable repayment, but these estimates come with meaningful uncertainty given the small graduate samples that triggered data suppression. Before committing, push UTC's career services for actual placement outcomes in your child's intended industry. A business economics degree can lead to corporate roles, financial analysis, or consulting—but those paths have vastly different earning trajectories that these aggregate numbers can't capture.
Where The University of Tennessee-Chattanooga Stands
Earnings vs. debt across all business/managerial economics bachelors's programs nationally
Compare to Similar Programs in Tennessee
Business/Managerial Economics bachelors's programs at peer institutions in Tennessee (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,144 | $43,422* | — | $21,125* | — | |
| $13,484 | $44,025* | $62,859 | $23,847* | 0.54 | |
| $41,320 | $43,422* | — | —* | — | |
| $10,344 | $37,534* | $56,719 | $26,000* | 0.69 | |
| National Median | — | $53,219* | — | $22,250* | 0.42 |
Career Paths
Occupations commonly associated with business/managerial economics graduates
Economists
Environmental Economists
Financial Risk Specialists
Management Analysts
Economics Teachers, Postsecondary
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in TN. Actual outcomes may vary.