Median Earnings (1yr)
$44,025
20th percentile (60th in TN)
Median Debt
$23,847
7% above national median
Debt-to-Earnings
0.54
Manageable
Sample Size
26
Limited data

Analysis

The headline here is counterintuitive: UT-Knoxville's Business Economics program ranks only in the 20th percentile nationally but hits the 60th percentile among Tennessee schools. That gap tells you more about the state's business education landscape than this specific program—Tennessee's median for this major sits nearly $10,000 below the national benchmark. UT-Knoxville essentially performs at Tennessee's standard, which means it's middling compared to Belmont while outpacing Memphis by over $25,000 at the four-year mark.

The debt load of $23,847 is reasonable, creating a manageable 0.54 ratio to first-year earnings. The real question is whether starting at $44,000—about $9,000 below the national median—makes sense when stronger business programs elsewhere launch graduates closer to $53,000. The 43% earnings growth to $62,859 by year four shows solid trajectory, but you're still playing catch-up to programs that start higher.

Given the small sample size here (under 30 graduates), treat these numbers as directional rather than definitive. For in-state families prioritizing UT-Knoxville's broader academic reputation and lower tuition, this program won't sink you in debt. But if your child is comparing business programs across multiple states, understand they'll likely start behind peers from stronger programs and spend their early career closing that gap.

Where The University of Tennessee-Knoxville Stands

Earnings vs. debt across all business/managerial economics bachelors's programs nationally

The University of Tennessee-KnoxvilleOther business/managerial economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Knoxville graduates compare to all programs nationally

The University of Tennessee-Knoxville graduates earn $44k, placing them in the 20th percentile of all business/managerial economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Business/Managerial Economics bachelors's programs at peer institutions in Tennessee (12 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Knoxville$44,025$62,859$23,8470.54
Belmont University$43,422———
University of Memphis$37,534$56,719$26,0000.69
National Median$53,219—$22,2500.42

Other Business/Managerial Economics Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Belmont University
Nashville
$41,320$43,422—
University of Memphis
Memphis
$10,344$37,534$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.