Analysis
UT-Knoxville's psychology program starts below both national and state medians—at $29,086, it ties Tennessee's median and lands in the 30th percentile nationally—but the 30% earnings growth over four years suggests graduates find their footing relatively quickly. That first-year figure trails private competitors like Rhodes ($37,563) and even regional public schools like Middle Tennessee State ($32,433), though the debt burden of $23,081 comes in slightly below both state and national averages. At 0.79, the debt-to-earnings ratio isn't alarming, but it does mean graduates start with nearly eight months of their first year's income owed.
The state percentile tells a more nuanced story: ranking in the 60th percentile among Tennessee's 34 psychology programs means this sits comfortably in the top half in-state, even if it doesn't crack the top tier. For families prioritizing a flagship university experience at public school prices, this program delivers respectable outcomes—just not standout ones. The robust sample size (100+ graduates) makes these figures reliable, not flukes.
The bottom line: This is a middle-of-the-pack psychology degree from a solid flagship institution. Students who leverage UT's broader resources—internships, research opportunities, graduate school preparation—will likely see better outcomes than these medians suggest. But for those pursuing psychology primarily for immediate earning potential, the starting salary requires realistic expectations and possibly a plan for graduate education.
Where The University of Tennessee-Knoxville Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How The University of Tennessee-Knoxville graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Tennessee-Knoxville | $29,086 | $37,780 | +30% |
| Vanderbilt University | $36,716 | $54,652 | +49% |
| Rhodes College | $37,563 | $53,414 | +42% |
| The University of the South | $35,379 | $45,835 | +30% |
| The University of Tennessee-Chattanooga | $30,984 | $39,041 | +26% |
Compare to Similar Programs in Tennessee
Psychology bachelors's programs at peer institutions in Tennessee (34 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,484 | $29,086 | $37,780 | $23,081 | 0.79 | |
| $54,892 | $37,563 | $53,414 | $24,589 | 0.65 | |
| $29,790 | $37,019 | — | $21,375 | 0.58 | |
| $63,946 | $36,716 | $54,652 | $11,209 | 0.31 | |
| $53,698 | $35,379 | $45,835 | $17,148 | 0.48 | |
| $9,506 | $32,433 | $35,287 | $22,000 | 0.68 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.