Median Earnings (1yr)
$29,086
30th percentile (60th in TN)
Median Debt
$23,081
9% below national median
Debt-to-Earnings
0.79
Manageable
Sample Size
226
Adequate data

Analysis

UT-Knoxville's psychology program starts below both national and state medians—at $29,086, it ties Tennessee's median and lands in the 30th percentile nationally—but the 30% earnings growth over four years suggests graduates find their footing relatively quickly. That first-year figure trails private competitors like Rhodes ($37,563) and even regional public schools like Middle Tennessee State ($32,433), though the debt burden of $23,081 comes in slightly below both state and national averages. At 0.79, the debt-to-earnings ratio isn't alarming, but it does mean graduates start with nearly eight months of their first year's income owed.

The state percentile tells a more nuanced story: ranking in the 60th percentile among Tennessee's 34 psychology programs means this sits comfortably in the top half in-state, even if it doesn't crack the top tier. For families prioritizing a flagship university experience at public school prices, this program delivers respectable outcomes—just not standout ones. The robust sample size (100+ graduates) makes these figures reliable, not flukes.

The bottom line: This is a middle-of-the-pack psychology degree from a solid flagship institution. Students who leverage UT's broader resources—internships, research opportunities, graduate school preparation—will likely see better outcomes than these medians suggest. But for those pursuing psychology primarily for immediate earning potential, the starting salary requires realistic expectations and possibly a plan for graduate education.

Where The University of Tennessee-Knoxville Stands

Earnings vs. debt across all psychology bachelors's programs nationally

The University of Tennessee-KnoxvilleOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Knoxville graduates compare to all programs nationally

The University of Tennessee-Knoxville graduates earn $29k, placing them in the 30th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Psychology bachelors's programs at peer institutions in Tennessee (34 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Knoxville$29,086$37,780$23,0810.79
Rhodes College$37,563$53,414$24,5890.65
Trevecca Nazarene University$37,019—$21,3750.58
Vanderbilt University$36,716$54,652$11,2090.31
The University of the South$35,379$45,835$17,1480.48
Middle Tennessee State University$32,433$35,287$22,0000.68
National Median$31,482—$25,5000.81

Other Psychology Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rhodes College
Memphis
$54,892$37,563$24,589
Trevecca Nazarene University
Nashville
$29,790$37,019$21,375
Vanderbilt University
Nashville
$63,946$36,716$11,209
The University of the South
Sewanee
$53,698$35,379$17,148
Middle Tennessee State University
Murfreesboro
$9,506$32,433$22,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.