Median Earnings (1yr)
$25,185
13th percentile (40th in TN)
Median Debt
$25,900
4% above national median
Debt-to-Earnings
1.03
Elevated
Sample Size
24
Limited data

Analysis

UT-Martin's biology program lands near the middle of Tennessee's pack but significantly trails national standards. While median earnings climb from $25,185 to $40,807 between year one and year four—a 62% jump that suggests graduates find their footing after a slow start—that initial salary sits in just the 13th percentile nationally and barely cracks the 40th percentile among Tennessee biology programs. For comparison, biology majors at Middle Tennessee State start at $36,000, over $10,000 more in that crucial first year.

The debt burden of $25,900 roughly equals the first year's salary, creating a tight financial squeeze immediately after graduation. Even at the four-year mark, when earnings improve substantially, graduates are making less than what biology majors at Tennessee's top programs earn right out of the gate. The program serves a substantial population of first-generation and lower-income students (34% receive Pell grants), but the earnings trajectory raises questions about whether it's positioning them competitively.

One critical caveat: these numbers come from a small sample of fewer than 30 graduates, which means your child's actual experience could vary considerably. For families counting on biology as a pre-med stepping stone, this might work fine. But if your child plans to enter the job market with just a bachelor's degree, they should understand they'll likely face below-average starting prospects compared to peers from other Tennessee schools.

Where The University of Tennessee-Martin Stands

Earnings vs. debt across all biology bachelors's programs nationally

The University of Tennessee-MartinOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Martin graduates compare to all programs nationally

The University of Tennessee-Martin graduates earn $25k, placing them in the 13th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Biology bachelors's programs at peer institutions in Tennessee (37 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Martin$25,185$40,807$25,9001.03
Middle Tennessee State University$35,986$46,822$21,5000.60
University of Memphis$32,145$39,689$25,0000.78
Tennessee State University$30,672$40,923$29,3750.96
The University of Tennessee-Chattanooga$29,643$43,959$20,0000.67
Rhodes College$28,901—$23,4650.81
National Median$32,316—$25,0000.77

Other Biology Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Middle Tennessee State University
Murfreesboro
$9,506$35,986$21,500
University of Memphis
Memphis
$10,344$32,145$25,000
Tennessee State University
Nashville
$8,568$30,672$29,375
The University of Tennessee-Chattanooga
Chattanooga
$10,144$29,643$20,000
Rhodes College
Memphis
$54,892$28,901$23,465

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Martin, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.