Management Information Systems and Services at The University of Tennessee-Martin

Peer programs in management information systems typically saddle graduates with around $23,000 in debt, which actually positions this program reasonably well—the estimated debt-to-earnings ratio of 0.39 suggests manageable monthly payments relative to what comparable MIS graduates earn. That said, there's a puzzling dip here: estimated first-year earnings of $59,490 (aligned with the national median for MIS programs) somehow drop to $54,103 by year four. This backward trajectory is unusual for a tech-adjacent field and warrants scrutiny, though it could reflect peculiarities in how salary data was captured rather than an actual decline.

Looking across Tennessee's MIS landscape, UT-Martin appears competitive. Similar programs in the state typically produce first-year earnings around $50,000, meaning this program's estimated $59,000 figure would exceed both the University of Memphis ($51,524) and Middle Tennessee State ($48,608). The technology sector in Tennessee has grown considerably, particularly around Nashville and Memphis, which could benefit graduates willing to relocate within the state. The debt load also tracks below Tennessee's typical $26,000 for MIS programs.

The bottom line: If the estimated earnings hold true, you're looking at a program that combines moderate debt with above-average Tennessee outcomes in a field with solid job prospects. The year-four earnings decline is the main question mark here—confirm with the career services office what typical career paths look like and whether graduates are genuinely sustaining these salary levels beyond entry-level positions.