Mathematics at The University of Tennessee-Martin

Tennessee math programs show striking variation—from Vanderbilt's six-figure outcomes to UT-Knoxville's $39,000—making UTM's estimated $51,000 first-year earnings particularly interesting. Based on peer programs across the state, UTM appears positioned in the stronger half of Tennessee's mathematics graduates, outpacing the typical outcomes from UT-Knoxville despite its less selective admissions. The estimated debt of $21,438 creates a manageable 0.42 ratio, meaning graduates would owe roughly five months of their first-year salary.

The caveat matters here: these figures come from just four comparable mathematics programs in Tennessee, not UTM's actual graduate outcomes. That small sample means the estimates could swing considerably based on individual program strengths—whether UTM prepares students primarily for teaching, data analysis, or actuarial work makes a real difference in starting salaries. The school's 87% admission rate and lower test scores suggest it serves a broader student population than elite competitors, which could affect both career trajectories and how well students navigate the job market.

For parents weighing this investment, the estimated numbers suggest reasonable value if your student actually completes the degree and pursues math-intensive careers. At roughly $21,000 in debt for potential earnings above both state and national medians, the fundamentals look sound. But recognize you're betting on estimates drawn from a handful of similar programs—request placement data and alumni outcomes directly from UTM's math department before committing.