Accounting at The University of Texas at El Paso
Bachelor's Degree
Analysis
UTEP's accounting program delivers an unexpected outcome: graduates start well below state and national averages but manage to catch up significantly by year four. That first-year salary of $37,562 ranks in just the 5th percentile nationally and the 25th percentile among Texas schools—roughly $12,000 below the state median. Yet within four years, earnings jump 33% to $49,940, nearly matching Texas's median and closing much of the gap with peer programs.
The debt picture helps offset those modest starting salaries. At $17,893, graduates carry about $4,400 less debt than the Texas median and $7,000 less than the national benchmark. The debt-to-earnings ratio of 0.48 means borrowers owe less than half their first-year salary—manageable even with those lower initial earnings. For a school serving predominantly working-class students (61% receive Pell grants), keeping debt this low matters enormously.
The fundamental question is whether your child can weather those lean early years. This program won't land them a Big Four position straight out of college like UT Austin or Texas A&M graduates typically secure. But if they're willing to build experience and advance over time—perhaps starting at a regional firm or corporate accounting role—the trajectory looks solid. The robust sample size confirms these patterns are real, not statistical noise. This is a program that rewards patience, not one that delivers immediate prestige or payoff.
Where The University of Texas at El Paso Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How The University of Texas at El Paso graduates compare to all programs nationally
The University of Texas at El Paso graduates earn $38k, placing them in the 5th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| The University of Texas at El Paso | $37,562 | $49,940 | $17,893 | 0.48 |
| Texas Christian University | $72,031 | $78,532 | $17,778 | 0.25 |
| Southern Methodist University | $68,643 | $77,801 | $15,850 | 0.23 |
| Baylor University | $68,187 | $80,617 | $20,500 | 0.30 |
| The University of Texas at Austin | $68,082 | $78,482 | $19,462 | 0.29 |
| Texas A&M University-College Station | $67,186 | $84,502 | $17,641 | 0.26 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Texas Christian University Fort Worth | $57,220 | $72,031 | $17,778 |
| Southern Methodist University Dallas | $64,460 | $68,643 | $15,850 |
| Baylor University Waco | $54,844 | $68,187 | $20,500 |
| The University of Texas at Austin Austin | $11,678 | $68,082 | $19,462 |
| Texas A&M University-College Station College Station | $13,099 | $67,186 | $17,641 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at El Paso, approximately 61% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 157 graduates with reported earnings and 176 graduates with debt data. Small samples may not be representative.