Analysis
UTEP's accounting program delivers an unexpected outcome: graduates start well below state and national averages but manage to catch up significantly by year four. That first-year salary of $37,562 ranks in just the 5th percentile nationally and the 25th percentile among Texas schools—roughly $12,000 below the state median. Yet within four years, earnings jump 33% to $49,940, nearly matching Texas's median and closing much of the gap with peer programs.
The debt picture helps offset those modest starting salaries. At $17,893, graduates carry about $4,400 less debt than the Texas median and $7,000 less than the national benchmark. The debt-to-earnings ratio of 0.48 means borrowers owe less than half their first-year salary—manageable even with those lower initial earnings. For a school serving predominantly working-class students (61% receive Pell grants), keeping debt this low matters enormously.
The fundamental question is whether your child can weather those lean early years. This program won't land them a Big Four position straight out of college like UT Austin or Texas A&M graduates typically secure. But if they're willing to build experience and advance over time—perhaps starting at a regional firm or corporate accounting role—the trajectory looks solid. The robust sample size confirms these patterns are real, not statistical noise. This is a program that rewards patience, not one that delivers immediate prestige or payoff.
Where The University of Texas at El Paso Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How The University of Texas at El Paso graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Texas at El Paso | $37,562 | $49,940 | +33% |
| Texas A&M University-College Station | $67,186 | $84,502 | +26% |
| Baylor University | $68,187 | $80,617 | +18% |
| Texas Christian University | $72,031 | $78,532 | +9% |
| The University of Texas at Austin | $68,082 | $78,482 | +15% |
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,744 | $37,562 | $49,940 | $17,893 | 0.48 | |
| $57,220 | $72,031 | $78,532 | $17,778 | 0.25 | |
| $64,460 | $68,643 | $77,801 | $15,850 | 0.23 | |
| $54,844 | $68,187 | $80,617 | $20,500 | 0.30 | |
| $11,678 | $68,082 | $78,482 | $19,462 | 0.29 | |
| $13,099 | $67,186 | $84,502 | $17,641 | 0.26 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at El Paso, approximately 61% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 157 graduates with reported earnings and 176 graduates with debt data. Small samples may not be representative.