Analysis
UTEP's social work program stands out for one critical reason: graduates carry less than half the debt of typical social work majors in Texas. With a median debt of just $15,500 versus $27,000 statewide, students here avoid the financial burden that often defines this helping profession. The earnings—around $38,000—land solidly in the middle of the pack, ranking in the 60th percentile among Texas programs. That's a few thousand less than top Texas schools like Texas Southern or Prairie View A&M, but the debt advantage more than compensates.
The debt-to-earnings ratio of 0.41 means graduates owe roughly five months of their annual salary, one of the most manageable ratios you'll find for social work programs anywhere. This matters enormously in a field where burnout is high and career changes are common. Earnings essentially flatline after graduation, which is typical for social work roles with structured pay scales, but the low debt means these graduates have breathing room that their peers at other schools don't.
Fair warning: the sample size here is small, so individual cohorts might vary. But for families prioritizing affordability and serving the El Paso community—where UTEP's 61% Pell Grant rate suggests many students come from modest backgrounds themselves—this program offers a financially sustainable path into social work.
Where The University of Texas at El Paso Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How The University of Texas at El Paso graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Texas at El Paso | $37,865 | $38,397 | +1% |
| Texas Christian University | $33,819 | $57,255 | +69% |
| Lubbock Christian University | $32,952 | $49,439 | +50% |
| Our Lady of the Lake University | $38,209 | $48,423 | +27% |
| Texas Woman's University | $40,340 | $48,113 | +19% |
Compare to Similar Programs in Texas
Social Work bachelors's programs at peer institutions in Texas (35 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,744 | $37,865 | $38,397 | $15,500 | 0.41 | |
| $9,173 | $42,333 | $43,618 | $38,162 | 0.90 | |
| $11,299 | $40,667 | $42,875 | $31,750 | 0.78 | |
| $8,648 | $40,340 | $48,113 | $24,000 | 0.59 | |
| $10,310 | $39,215 | $41,129 | $35,135 | 0.90 | |
| $8,319 | $38,771 | $40,468 | $27,178 | 0.70 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at El Paso, approximately 61% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 17 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.