Est. Earnings (1yr)
$52,581
Est. from TX median (40 programs)
Est. Median Debt
$21,500
Est. from TX median (28 programs)

Analysis

A $52,000 first-year salary paired with $21,500 in debt creates a manageable starting point for finance graduates, though these figures come from comparable programs across Texas rather than UTPB's specific outcomes. The debt-to-earnings ratio of 0.41 is solid—suggesting graduates could theoretically pay off their loans in under half a year's earnings—and the debt burden sits slightly below what's typical for finance bachelor's programs statewide.

The challenge here is understanding what you're getting relative to Texas's more established finance programs. The top-tier schools in the state report first-year earnings ranging from $71,000 to $83,000, nearly 40-60% higher than the estimated figure for this program. Of course, those institutions come with higher admission standards and likely different student profiles, but the gap matters when you're evaluating career trajectory in a field where pedigree and alumni networks often accelerate advancement.

For families prioritizing affordability and access—particularly with UTPB's 84% admission rate and strong Pell enrollment—this program offers a practical path into finance work without crushing debt. But if your child is competitive for UT Austin or Texas A&M and can handle those environments, the earnings premium at those schools could be worth exploring, even at potentially higher debt levels. The key unknown is whether UTPB's regional connections in West Texas oil and gas create opportunities that aren't captured in these statewide averages.

Where The University of Texas Permian Basin Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
The University of Texas Permian BasinOdessa$10,904$52,581*$21,500*
Southern Methodist UniversityDallas$64,460$83,159*$113,839$19,500*0.23
The University of Texas at AustinAustin$11,678$81,844*$95,994$20,500*0.25
Texas Christian UniversityFort Worth$57,220$78,453*$90,933$19,500*0.25
Texas A&M University-College StationCollege Station$13,099$71,409*$90,976$16,880*0.24
University of Phoenix-TexasDallas$70,963*$59,017$48,469*0.68
National Median$53,590*$23,332*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas Permian Basin, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 40 similar programs in TX. Actual outcomes may vary.