Finance and Financial Management Services at The University of Texas Permian Basin
Bachelor's Degree
utpb.eduAnalysis
A $52,000 first-year salary paired with $21,500 in debt creates a manageable starting point for finance graduates, though these figures come from comparable programs across Texas rather than UTPB's specific outcomes. The debt-to-earnings ratio of 0.41 is solid—suggesting graduates could theoretically pay off their loans in under half a year's earnings—and the debt burden sits slightly below what's typical for finance bachelor's programs statewide.
The challenge here is understanding what you're getting relative to Texas's more established finance programs. The top-tier schools in the state report first-year earnings ranging from $71,000 to $83,000, nearly 40-60% higher than the estimated figure for this program. Of course, those institutions come with higher admission standards and likely different student profiles, but the gap matters when you're evaluating career trajectory in a field where pedigree and alumni networks often accelerate advancement.
For families prioritizing affordability and access—particularly with UTPB's 84% admission rate and strong Pell enrollment—this program offers a practical path into finance work without crushing debt. But if your child is competitive for UT Austin or Texas A&M and can handle those environments, the earnings premium at those schools could be worth exploring, even at potentially higher debt levels. The key unknown is whether UTPB's regional connections in West Texas oil and gas create opportunities that aren't captured in these statewide averages.
Where The University of Texas Permian Basin Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Texas
Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,904 | $52,581* | — | $21,500* | — | |
| $64,460 | $83,159* | $113,839 | $19,500* | 0.23 | |
| $11,678 | $81,844* | $95,994 | $20,500* | 0.25 | |
| $57,220 | $78,453* | $90,933 | $19,500* | 0.25 | |
| $13,099 | $71,409* | $90,976 | $16,880* | 0.24 | |
| — | $70,963* | $59,017 | $48,469* | 0.68 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas Permian Basin, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 40 similar programs in TX. Actual outcomes may vary.