Analysis
UT Rio Grande Valley's social work program serves a predominantly low-income student body (64% on Pell grants) and keeps debt remarkably low at $16,526—well below both the Texas median ($27,000) and national average ($26,362). That's a crucial advantage for a field where starting salaries hover around $30,000. The tradeoff is first-year earnings that lag significantly behind other Texas programs, ranking in just the 25th percentile statewide. Top performers like Texas Southern and Prairie View place graduates earning $40,000+, while UTRGV graduates start nearly $10,000 lower.
The 24% earnings growth to $37,839 by year four closes much of this gap, bringing graduates near the state median. For families in the Rio Grande Valley—one of Texas's most economically disadvantaged regions—this trajectory matters. The debt-to-earnings ratio of 0.54 means graduates owe roughly half their first year's salary, manageable in a field where many pursue careers in nonprofit or government work. The program appears calibrated for local employment markets and the financial realities of its student population rather than competing for the highest starting salaries.
This makes sense if your child plans to work in the Valley or similar communities where cost of living is lower. The minimal debt load provides flexibility for graduate school—often necessary for clinical licensure and higher earnings in social work. For families prioritizing affordability over maximum starting salary, this program delivers on that promise.
Where The University of Texas Rio Grande Valley Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How The University of Texas Rio Grande Valley graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Texas Rio Grande Valley | $30,436 | $37,839 | +24% |
| Texas Christian University | $33,819 | $57,255 | +69% |
| Lubbock Christian University | $32,952 | $49,439 | +50% |
| Our Lady of the Lake University | $38,209 | $48,423 | +27% |
| Texas Woman's University | $40,340 | $48,113 | +19% |
Compare to Similar Programs in Texas
Social Work bachelors's programs at peer institutions in Texas (35 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,859 | $30,436 | $37,839 | $16,526 | 0.54 | |
| $9,173 | $42,333 | $43,618 | $38,162 | 0.90 | |
| $11,299 | $40,667 | $42,875 | $31,750 | 0.78 | |
| $8,648 | $40,340 | $48,113 | $24,000 | 0.59 | |
| $10,310 | $39,215 | $41,129 | $35,135 | 0.90 | |
| $8,319 | $38,771 | $40,468 | $27,178 | 0.70 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas Rio Grande Valley, approximately 64% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 192 graduates with reported earnings and 244 graduates with debt data. Small samples may not be representative.